470 ST Andrew Street, Unit 201, Centre Wellington, ON

$589,900
MLS#:X11996425
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on March 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Brick & Beam, Primary Bedroom - Main Floor, Water Heater
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

NEW PRICE Opportunity to own a piece of history with this stunning two-bedroom, two-bathroom unit at the coveted St. Andrew Mill condominium complex. Nestled along the scenic Grand River, this historic mill harmoniously blends timeless charm with modern conveniences, offering you a serene riverside lifestyle right in the heart of Fergus. This 2 Bedroom - 2 Bathroom unit welcomes you with rustic raw wood beams high ceilings and deep, sunlit window sills on all three sides of your unit, while the inviting kitchen features a breakfast bar with seating, seamlessly flowing into the dining and living areas ideal for hosting friends and family. Each bedroom provides generous closet space and large windows, sharing a well-appointed en-suite bathroom. The unit also includes a stylish powder room with raw wood beams, and convenient in-suite laundry, making it both functional and welcoming. The St. Andrew Mill complex is rich in amenities, featuring breathtaking common areas, including three beautifully furnished outdoor terraces with BBQ stations, perfect for enjoying views of the Grand River, picturesque waterfalls, and Confederation Park a vibrant community space with peaceful walking trails weaving through the adjacent forest. Residents can also take advantage of a versatile party room complete with a kitchen, ideal for larger gatherings. This unit comes with one designated parking space and a storage locker and all appliances. Second Floor Stair access only. Don't let the stairs worry you. Free Grocery Delivery is available in Fergus. Skip the gym and take the stairs. https://youtu.be/f_9JWo-lNGA **EXTRAS** Dishwasher, Dryer, Microwave/Range hood, Refrigerator, Stove, Washer, Window Coverings, Smoke Detector, Carbon Monoxide Detector.

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Property Summary

This condo apartment located at 470 ST Andrew Street, Centre Wellington is currently for sale and has been available on SousaSells for 502 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 470 ST Andrew Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateMarch 24, 2025
Sold price information is available to members only
Listed Date3/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionStone
BasementNone
CountyWellington
Annual Tax$3,187

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Park, Ravine, River/Stream, Public Transit, School Bus Route, Greenbelt/Conservation

Interior Features

Brick & Beam, Primary Bedroom - Main Floor, Water Heater

Security Features

Carbon Monoxide Detectors, Alarm System, Monitored, Smoke Detector, Security System

Community Features

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Location

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470 ST Andrew Street, Unit 201, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 470 ST Andrew Street E 201, Centre Wellington, ON N1M 1R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in Centre Wellington, ON

For a property listed at $589,900 in Centre Wellington, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.