479 St George Street, Centre Wellington, ON

$996,900
MLS#:X12982724
3 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $996,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 41.31 x 127 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Custom-Built Home in a Premium Fergus Setting! Situated on a mature, tree-lined lot just steps from the Cataract Trail, Grand River, and the vibrant shops, cafés, and restaurants of historic downtown Fergus, this exceptional property offers a rare blend of tranquility and convenience. Enjoy effortless commuting with quick access to Kitchener-Waterloo, Guelph, and Highway 401. Striking curb appeal features a timeless stone façade, durable vinyl siding, and a spacious concrete driveway with ample parking. Relax on the inviting front porch before entering a beautifully designed open-concept main floor showcasing rich hardwood and tile finishes. The chef-inspired kitchen is complete with quartz countertops, stainless steel appliances, abundant cabinetry, and a large island ideal for hosting. The dining area flows into a sun-filled great room with walkout to an expansive wood deck and private backyard retreat. The main floor primary suite offers a generous walk-in closet and a luxurious ensuite with glass shower, soaker tub, and double vanity. Upstairs, find two well-sized bedrooms, a versatile office nook, and a full 4-piece bath. The bright lower level with high ceilings, oversized windows, and bathroom rough-in provides excellent potential for future living space. An ideal home for families, downsizers, or those seeking main-floor living in a sought-after location.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding, Stone
BasementUnfinished
Lot Size41.31 × 127 Feet
CountyWellington
Annual Tax$6,178.64
Legal DescriptionPART LOT 151 N/S N ST GEORGE ST, PLAN 55 FERGUS, PART 1 PLAN 61R21826 TOWNSHIP OF CENTRE WELLINGTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Rec./Commun.Centre, Hospital, Library, Place Of Worship, Park

Interior Features

Air Exchanger, Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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479 St George Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 479 St George Street E, Centre Wellington, ON N1M 1K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate5.25%
Down Payment$74,690 (7.5%)
* Minimum Canadian down payment required for this price is $74,690.
Amortization Period25 Years
Estimated Monthly Payment$5,496Based on a loan of $922,210 over 25 years.
Purchase Price$996,900
Loan Amount$922,210
Provincial Land Transfer Tax:$16,413
Total Estimated Closing Taxes:$16,413

About Purchasing a Home in Centre Wellington, ON

For a property listed at $996,900 in Centre Wellington, the legal minimum down payment is $74,690 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,413 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,413.

Nearby Listings

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No current listings found in Centre Wellington.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$807,392

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.