487 Black Street, Centre Wellington, ON

$1,092,000
MLS#:X12868730
4 beds
4 baths
3500-5000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium concrete and stone construction, this residence presents an exceptional opportunity offered at $1,092,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 52 x 105 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, ERV/HRV, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

*** Visit the REALTOR website for further information about this Listing *** Advertised price: The applicable rebates are included in the purchase price, provided the rebate documents are signed and assigned to the builder on closing. Exquisite 4-Bedroom Executive Home in the Heart of Fergus - 3,614 Sq Ft of Refined Living. Welcome to this stunning, custom-designed residence nestled in one of Fergus's most desirable neighbourhoods. Spanning over 3,600 square feet of thoughtfully designed space, this 4-bedroom, 3.5-bathroom home offers the perfect blend of luxury, comfort, and functionality. Step through the impressive two-storey foyer and into the expansive main floor featuring 9-foot ceilings and upgraded hardwood flooring throughout. The heart of the home is the chef-inspired kitchen, showcasing custom cabinetry, a massive island with a dramatic waterfall quartz countertop, and ample storage - ideal for entertaining or everyday living. The open-concept layout flows seamlessly into the grand great room, where a sleek, modern linear fireplace creates a warm and inviting atmosphere. A versatile den on the main floor offers the perfect space for a home office or library. Upstairs, discover a spacious study and four generous bedrooms, including a luxurious primary suite complete with a large walk-in closet and a spa-like ensuite featuring a freestanding soaker tub, dual vanities, and a glass-enclosed shower. Additional features include upgraded hardwood in the second-floor hallways, a covered porch for enjoying the outdoors in any weather, and a large two-car garage with interior access. This meticulously crafted home offers the best of Fergus - small-town charm with upscale living. Don't miss your opportunity to own this exceptional property.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionConcrete, Stone
BasementUnfinished
Lot Size52 × 105 Feet
CountyWellington
Annual Tax$773
Legal DescriptionLOT 37, PLAN 61M123, CENTRE WELLINGTON; S/T EASEMENT FOR ENTRY AS IN WC126471

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger, ERV/HRV, Floor Drain, Rough-In Bath, Sump Pump, Water Heater, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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487 Black Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 487 Black Street, Centre Wellington, ON N1M 0A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate5.25%
Down Payment$218,400 (20.0%)
* Minimum Canadian down payment required for this price is $218,400.
Amortization Period25 Years
Estimated Monthly Payment$5,206Based on a loan of $873,600 over 25 years.
Purchase Price$1,092,000
Loan Amount$873,600
Provincial Land Transfer Tax:$18,315
Total Estimated Closing Taxes:$18,315

About Purchasing a Home in Centre Wellington, ON

For a property listed at $1,092,000 in Centre Wellington, the legal minimum down payment is $218,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,315 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,315.

Nearby Listings

Distance:

No current listings found in Centre Wellington.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$811,915

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.