516 Harvey Street, Centre Wellington, ON
Property Highlights
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $829,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 46.9 x 146 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Spacious backsplit in a mature Fergus neighbourhood offering over 2,000 sq. ft. of finished living space and a great family-friendly layout across four levels. Three bedrooms upstairs plus a fourth on the lower level, along with three bathrooms including a 3-piece ensuite. Bright kitchen with 2020 appliances opens to the dining area with large windows and a skylight. The main living room walks out to the large backyard, while the lower-level family room features a gas fireplace and a separate entrance-ideal for extended family or in-law potential. Major updates include: furnace (2019), A/C (2020), carpet (2020), water softener (2020), roof (2026), ensuite (2021) andmain bath (2024). Convenient location close to downtown Fergus, the Grand River, trails, Sportsplex, schools, and an easy commute toward Guelph.
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Pricing & Value Insights
Data-driven valuation for 516 Harvey Street, Centre Wellington, ON N1M 3K3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Centre Wellington, ON
For a property listed at $829,900 in Centre Wellington, the legal minimum down payment is $57,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,073 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.