Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
You know the kind of house where kids grow up and still talk about it decades later? This is that house. Harvey Street sits in a part of Fergus that actually feels like a neighbourhood - the kind where people know each other, kids walk to school, and the streets have trees old enough to provide real shade. The Sportsplex is a five-minute walk. So is downtown. So is the high school. If you're coming from Guelph or KW and tired of paying a lot for a little, this is worth a hard look. The floor plan was designed for how a family actually lives. The main floor has its own primary suite - which means grandparents can visit comfortably, or you can have that separation when the kids become teens. There's a traditional double living and dining room for entertaining, plus a family room with two storey ceiling, fireplace, and walk out to the backyard. The family room is open to the kitchen - good flow, tons of storage and a practical layout that's easy to update. The mud room has inside access to the double garage, plus a convenient powder room is easily accessible. Upstairs: three more bedrooms, a big family bath, and an open landing that looks down into the family room below. It feels even bigger than the measured 2,367 sqft above grade. The basement holds an additional 1,300+ sqft with great ceiling height - ready for recreation, home office space, or even a self-contained in-law suite. This home has been well cared for. The bones are good, the location is hard to beat, and there's room to make it entirely your own. Some houses you grow out of. This one you grow into.
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Arts Centre, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship
Air Exchanger, Auto Garage Door Remote, Central Vacuum, Floor Drain, In-Law Capability, Sump Pump, Water Heater, Water Purifier, Water Softener
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 539 Harvey Street, Centre Wellington, ON N1M 3K2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.
About Purchasing a Home in Centre Wellington, ON
For a property listed at $899,900 in Centre Wellington, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.