Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
This 5 bed 4 bath 2500sq ft+ home is a rare find in Centre Wellington! Meticulously maintained by its Original Owner this home features three things that many buyers are looking for: 1. No neighbours directly behind with mature trees and privacy and 2. Fully finished basement with 5th bedroom plus full bathroom, recreation room with fireplace, loads of storage and large egress windows! Ideal for your in laws, guests, or older children to have their space and privacy. 3. Main Floor Office right at front door across from 2pc bath perfect for home office / home based business. In additional to these benefits which will also help with future resale, enjoy a large eat in kitchen (extended an extra 5ft from the original builders plan) with island, formal dining area, open concept main floor living room with gas fireplace and 4 good size bedrooms upstairs. Large primary bedroom offers private luxury ensuite (3ft larger than original builders plan) with 2 sinks, shower and soaker tub! Sit in your 6 person hot tub overlooking a private, fenced yard with a view of nothing but trees behind or sit under your wood gazebo (2025) having a coffee in the morning or a drink at night enjoying a built in fire (gas rough in). This home has it ALL including a full 2 car garage with main floor mud room / laundry into house, 2 fireplaces, AC, stainless steel appliances, owned water heater and water softener, new roof (2024), plus 200 amp electrical service ready for your EV charger. View link to video attached to listing
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This detached home located at 564 Black Street, Centre Wellington is currently for sale and has been available on SousaSells for 181 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 564 Black Street, Centre Wellington is in the Fergus neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.School, School Bus Route
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Data-driven valuation for 564 Black Street, Centre Wellington, ON N1M 0A3
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.
About Purchasing a Home in Centre Wellington, ON
For a property listed at $899,900 in Centre Wellington, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.