564 Black Street, Centre Wellington, ON

$899,900
MLS#:X12703162
5 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 39.37 x 114.6 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This 5 bed 4 bath 2500sq ft+ home is a rare find in Centre Wellington! Meticulously maintained by its Original Owner this home features three things that many buyers are looking for: 1. No neighbours directly behind with mature trees and privacy and 2. Fully finished basement with 5th bedroom plus full bathroom, recreation room with fireplace, loads of storage and large egress windows! Ideal for your in laws, guests, or older children to have their space and privacy. 3. Main Floor Office right at front door across from 2pc bath perfect for home office / home based business. In additional to these benefits which will also help with future resale, enjoy a large eat in kitchen (extended an extra 5ft from the original builders plan) with island, formal dining area, open concept main floor living room with gas fireplace and 4 good size bedrooms upstairs. Large primary bedroom offers private luxury ensuite (3ft larger than original builders plan) with 2 sinks, shower and soaker tub! Sit in your 6 person hot tub overlooking a private, fenced yard with a view of nothing but trees behind or sit under your wood gazebo (2025) having a coffee in the morning or a drink at night enjoying a built in fire (gas rough in). This home has it ALL including a full 2 car garage with main floor mud room / laundry into house, 2 fireplaces, AC, stainless steel appliances, owned water heater and water softener, new roof (2024), plus 200 amp electrical service ready for your EV charger. View link to video attached to listing

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 564 Black Street, Centre Wellington is currently for sale and has been available on SousaSells for 181 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 564 Black Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 30, 2026
Sold price information is available to members only
Listed Date1/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull
Lot Size39.37 × 114.6 Feet
CountyWellington
Annual Tax$5,061
Legal DescriptionLOT 13, PLAN 61M123, CENTRE WELLINGTON; S/T EASEMENT FOR ENTRY AS IN WC126471

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, School Bus Route

Interior Features

Water Heater

Security Features

Community Features

Virtual Tours

Location

Initializing map...
564 Black Street, Centre Wellington, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 564 Black Street, Centre Wellington, ON N1M 0A3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $899,900 in Centre Wellington, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.