565 Elgin Street, Centre Wellington, ON

$924,900
MLS#:X13812342
3 beds
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 565 Elgin Street Centre Wellington ON listed at $924,900 (MLS# X13812342) - Main View
For Sale
Added:Sep 20, 2026(2 days ago)
Updated:Sep 22, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $924,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 61.73 x 114 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this warm and charming sidesplit in the historic town of Fergus. You will feel the super inviting vibe from the moment you walk in the front door. Tucked away on a quiet street in a lovely, established neighbourhood. this home is beautifully designed and thoughtfully finished from top to bottom. There truly isn't a corner of this home that hasn't been given a special touch. Inside, you'll find 3 bedrooms and an incredible amount of living space, with three separate areas to relax and entertain - a bright main-floor living room, a cozy lower-level family room, and a spacious basement rec room offering plenty of flexibility for the whole family. Step outside and discover your own backyard oasis! Set on a generous pie-shaped lot, the expansive yard features a large pool and plenty of space to entertain, unwind and enjoy summer days at home.With numerous home and pool upgrades completed throughout 2024 and 2025, beautiful design choices and a truly move-in-ready feel, this is a home that has been loved, updated and thoughtfully finished throughout. Don't miss this one!

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Property Summary

This detached home located at 565 Elgin Street, Centre Wellington is currently for sale and has been available on SousaSells for 2 days. This property is listed at $924,900 with an estimated mortgage of $3,079* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 565 Elgin Street, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$924,900
AddedSep 20, 2026 (2 days ago)
UpdatedSep 22, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameM1 Real Estate Brokerage Ltd

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionVinyl Siding, Brick
BasementFinished
Lot Size61.73 × 114 Feet
CountyWellington
Annual Tax$5,415
Rental ItemsWater Heater
Legal DescriptionLT 8 PL 590 FERGUS; S/T MS48139, MS57977; CENTRE WELLINGTON

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Sump Pump
  • Water Heater
  • Water Softener
  • Built-In Oven

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Centre Wellington Home Buyer Advisory & Market HubActive MLS® Listing in Centre Wellington, Ontario

Looking to Buy a Home in Centre Wellington?

If you are looking for a house in Centre Wellington or researching Centre Wellington real estate for sale, this 3-bedroom detached at 565 Elgin Street, Centre Wellington, ON offers an exceptional opportunity to buy a home in Centre Wellington, Ontario. Whether you are a first-time Centre Wellington home buyer or comparing active Centre Wellington MLS® homes for sale, working with a dedicated Centre Wellington buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Centre Wellington Homes for Sale & MLS® Listings

Browse all verified Centre Wellington real estate listings, compare active Centre Wellington houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Centre Wellington Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Centre Wellington realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Centre Wellington Buyer Budget & Costs

Estimated mortgage: $3,079*/month*. Estimated Ontario Land Transfer Tax: $14,973. First-time Centre Wellington home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Centre Wellington

Frequently Asked Questions about 565 Elgin Street, Centre Wellington, ON

Q.What is the asking price for 565 Elgin Street, Centre Wellington, ON ?

The current listing price for 565 Elgin Street, Centre Wellington, ON in Fergus, Centre Wellington is $924,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 565 Elgin Street, Centre Wellington, ON ?

565 Elgin Street, Centre Wellington, ON is a Detached (Sidesplit) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Sump Pump, Water Heater, Water Softener, Built-In Oven.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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565 Elgin Street, Centre Wellington, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fergus, Centre Wellington

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 565 Elgin Street, Centre Wellington, ON N1M 2C1

Estimated Sales Range
$879,000 - $906,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$277,470 (30.0%)
* Minimum Canadian down payment required for this price is $67,490.
Amortization Period30 Years
Estimated Monthly Payment$3,079Based on a loan of $647,430 over 30 years.
Purchase Price$924,900
Loan Amount$647,430
Provincial Land Transfer Tax:$14,973
Total Estimated Closing Taxes:$14,973

About Purchasing a Home in Centre Wellington, ON

For a property listed at $924,900 in Centre Wellington, the legal minimum down payment is $67,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,973 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,973.

Similar Listings in Fergus, Centre Wellington

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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