565 St David Street, Centre Wellington, ON

$995,000
MLS#:X13663490
3 beds
2 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 72.12 x 165.27 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free, Separate Heating Controls
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

A RARE BLEND OF HISTORY, INCOME POTENTIAL, AND MODERN LIVING. Step into a piece of Fergus history, lovingly reimagined for modern living. Dating back to the 1870s, this remarkable limestone home blends timeless character with thoughtful updates, offering an exceptional lifestyle and rare versatility. Rich in heritage yet designed for today's needs, it is truly one of a kind. Inside, you'll discover new flooring throughout the main and upper levels, a beautifully renovated kitchen, and an inviting layout that honours the home's historic charm. Upstairs, the spacious primary retreat is paired with a stunning spa-inspired bathroom featuring vaulted ceilings, a statement chandelier above the soaker tub, and a separate walk-in shower, creating the perfect place to begin and end each day. At the rear of the home, an existing-use commercial kitchen offers endless possibilities for caterers, bakers, food entrepreneurs, or anyone seeking a unique live-work opportunity with exceptional income potential. Adding even more versatility is the fully self-contained garden suite, complete with its own kitchen, living area, bedroom, bathroom, private entrance, and outdoor seating area. Ideal for multigenerational living, welcoming guests, generating rental income, or exploring bed and breakfast potential (buyer to complete their own due diligence).Surrounded by mature trees, the fully fenced backyard is a private retreat designed for both entertaining and quiet moments. Enjoy a spacious deck, patio, gazebo, outdoor fireplace, and a charming year-round bunkie perfect as a home office, guest suite, art studio, gym, or hobby space. The property also includes additional storage, a two-car carport, and parking for up to eight vehicles. Just minutes from downtown Fergus, parks, schools, restaurants, and everyday amenities, this extraordinary property offers the rare opportunity to own a historic home where timeless beauty, modern comfort, and endless possibilities come together.

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Property Summary

This detached home located at 565 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 0 days. This property is listed at $995,000 with an estimated mortgage of $3,312* per month. It has 3 beds, 2 bathrooms, and is 2500-3000 square feet. 565 St David Street, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Stone
BasementUnfinished, Partial Basement
Lot Size72.12 × 165.27 Feet
CountyWellington
Annual Tax$4,759
Legal DescriptionLT 6 PL 104 FERGUS; PT LT 7 PL 104 FERGUS AS IN ROS611297; CENTRE WELLINGTON

Parking & Garage

Parking Total8.0
Parking Space8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Accessory Apartment
  • Carpet Free
  • Separate Heating Controls
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 565 St David Street, Centre Wellington, ON

Q.What is the asking price for 565 St David Street, Centre Wellington, ON ?

The current listing price for 565 St David Street, Centre Wellington, ON in Fergus, Centre Wellington is $995,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 565 St David Street, Centre Wellington, ON ?

565 St David Street, Centre Wellington, ON is a Detached (2-Storey) featuring a Unfinished, Partial Basement basement.

Q.What key property features does 565 St David Street, Centre Wellington, ON offer?

Key property features include: Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Carpet Free, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener.

Q.What security features are installed at 565 St David Street, Centre Wellington, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

Location

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565 St David Street, Centre Wellington, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 565 St David Street N, Centre Wellington, ON N1M 2K5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$298,500 (30.0%)
* Minimum Canadian down payment required for this price is $74,500.
Amortization Period30 Years
Estimated Monthly Payment$3,312Based on a loan of $696,500 over 30 years.
Purchase Price$995,000
Loan Amount$696,500
Provincial Land Transfer Tax:$16,375
Total Estimated Closing Taxes:$16,375

About Purchasing a Home in Centre Wellington, ON

For a property listed at $995,000 in Centre Wellington, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.