601 St Andrew Street, Centre Wellington, ON

$565,000
MLS#:X14101676
3 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 601 St Andrew Street Centre Wellington ON listed at $565,000 (MLS# X14101676) - Main View
For Sale
Added:Oct 16, 2026(5 days ago)
Updated:Oct 21, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 96.66 x 127 ft lot
  • Features a partial basement, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (7.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Tom Cottage, a circa 1837 property located on a premier large lot (95 X 127) in the quaint town of Fergus. Enjoy a country-like lifestyle surrounded by mature trees, perennial gardens and views of the Grand River. This idyllic location allows you to enjoy a quiet lifestyle but you can still walk downtown to shop or dine out. Come into the warm, cozy kitchen with all the charm of yesteryear and go out to the garden through the mudroom (laundry room) where you can putter all day in the garden and potting shed. The generous sized dining room, great for family dinners and entertaining, adjoins the kitchen. Step into the charming front room displaying the old wood cladding on the one wall. Large windows face east, west and south ushering an abundance of natural light and garden and river views. A flexible third bedroom/office and a four piece bathroom complete the main floor. Upstairs are two more pretty bedrooms featuring wide-plank pine flooring. An attached single car garage provides basement entry into the house while the detached 23' X 23' garage makes an ideal workshop for any handy person. John Black Public School is just up the road as is the Pierpoint Fly Fishing Nature Reserve, which provides free public access to the riverfront and walking trails. Move in and enjoy, renovate, add square footage, an ADU or build your dream home, this lot can accommodate all your plans (potential to sever with R2 zoning). Come explore all the possibilities!

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Property Summary

This detached home located at 601 St Andrew Street, Centre Wellington is currently for sale and has been available for 5 days. This property is listed at $565,000 with an estimated mortgage of $1,881* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 601 St Andrew Street, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$565,000
AddedOct 16, 2026 (5 days ago)
UpdatedOct 21, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Royal City Realty

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementPartial Basement, Walk-Out
Lot Size96.66 × 127 Feet
CountyWellington
Annual Tax$3,931
Rental ItemsHot water heater (Reliance) and Water Softener (Culligan)
Legal DescriptionPT LT 89 PL 106 WEST GARAFRAXA; PT LT 90 PL 106 WEST GARAFRAXA AS IN RO719384; CENTRE WELLINGTON

Parking & Garage

Parking Total7.0
Parking Space4
Garage Parking2.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • River/Stream
  • School

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Centre Wellington Home Buyer Advisory & Market HubActive MLS® Listing in Centre Wellington, Ontario

Looking to Buy a Home in Centre Wellington?

If you are looking for a house in Centre Wellington or researching Centre Wellington real estate for sale, this 3-bedroom detached at 601 St Andrew Street, Centre Wellington, ON offers an exceptional opportunity to buy a home in Centre Wellington, Ontario. Whether you are a first-time Centre Wellington home buyer or comparing active Centre Wellington MLS® homes for sale, working with a dedicated Centre Wellington buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Centre Wellington Homes for Sale & MLS® Listings

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Dedicated Centre Wellington Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Centre Wellington realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Centre Wellington Buyer Budget & Costs

Estimated mortgage: $1,881*/month*. Estimated Ontario Land Transfer Tax: $7,775. First-time Centre Wellington home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Centre Wellington

Frequently Asked Questions about 601 St Andrew Street, Centre Wellington, ON

Q.What is the asking price for 601 St Andrew Street, Centre Wellington, ON ?

The current listing price for 601 St Andrew Street, Centre Wellington, ON in Fergus, Centre Wellington is $565,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 601 St Andrew Street, Centre Wellington, ON ?

601 St Andrew Street, Centre Wellington, ON is a Detached (1 1/2 Storey) featuring a Partial Basement, Walk-Out basement.

Q.What key property features does 601 St Andrew Street, Centre Wellington, ON offer?

Key property features include: River/Stream, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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601 St Andrew Street, Centre Wellington, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fergus, Centre Wellington

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 601 St Andrew Street E, Centre Wellington, ON N1M 1R8

Estimated Sales Range
$537,000 - $554,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$169,500 (30.0%)
* Minimum Canadian down payment required for this price is $31,500.
Amortization Period30 Years
Estimated Monthly Payment$1,881Based on a loan of $395,500 over 30 years.
Purchase Price$565,000
Loan Amount$395,500
Provincial Land Transfer Tax:$7,775
Total Estimated Closing Taxes:$7,775

About Purchasing a Home in Centre Wellington, ON

For a property listed at $565,000 in Centre Wellington, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.

Similar Listings in Fergus, Centre Wellington

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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