625 St David Street, Unit 2, Centre Wellington, ON

$445,000
MLS#:X13648826
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $445,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to easy, carefree living in the heart of Fergus! This bright and inviting 2 bedroom, 1 bathroom condo offers 841 sq ft of well designed living space in a highly desirable location. Enjoy your morning coffee or unwind after a long day on the private balcony overlooking Victoria Park, providing a peaceful backdrop year round. Inside, you'll find a spacious kitchen and living area complemented by a separate dining room. The functional layout features 2 bedrooms, a full bathroom and plenty of natural light throughout. Underground parking adds convenience and peace of mind, while the central location puts parks, walking trails, shopping, restaurants and downtown Fergus amenities just moments away. Whether you are a first time buyer, downsizer, or investor, this well maintained condo offers the perfect combination of comfort, convenience and scenic views. Don't miss your opportunity to call this condo home!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 625 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 2 days. This property is listed at $445,000 with an estimated mortgage of $1,481* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 625 St David Street, Centre Wellington is in the Fergus neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Fergus, Centre Wellington.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 800-899 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date8/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyWellington
Annual Tax$3,058.07

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Place Of Worship
  • School
  • Rec./Commun.Centre

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 625 St David Street, Unit 2, Centre Wellington, ON

Q.What is the asking price for 625 St David Street, Unit 2, Centre Wellington, ON ?

The current listing price for 625 St David Street, Unit 2, Centre Wellington, ON in Fergus, Centre Wellington is $445,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 800-899 sqft.

Q.What property type and architectural style is 625 St David Street, Unit 2, Centre Wellington, ON ?

625 St David Street, Unit 2, Centre Wellington, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What key property features does 625 St David Street, Unit 2, Centre Wellington, ON offer?

Key property features include: Park, Place Of Worship, School, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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625 St David Street, Unit 2, Centre Wellington, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 625 St David Street S 302, Centre Wellington, ON N1M 0A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$133,500 (30.0%)
* Minimum Canadian down payment required for this price is $22,250.
Amortization Period30 Years
Estimated Monthly Payment$1,481Based on a loan of $311,500 over 30 years.
Purchase Price$445,000
Loan Amount$311,500
Provincial Land Transfer Tax:$5,375
Total Estimated Closing Taxes:$5,375

About Purchasing a Home in Centre Wellington, ON

For a property listed at $445,000 in Centre Wellington, the legal minimum down payment is $22,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,375 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,375.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.