645 St David Street, Unit 50, Centre Wellington, ON
Property no longer active
This property was sold on November 12, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $480,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 800-899 sqft
- 1.0 total parking spaces available with a convenient underground configuration
- Notable attributes: Water Softener, Water Heater, Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to Suite 105, this inviting 2-bedroom, 1-bath condo offers bright, open-concept living nestled in the quaint town of Fergus. Step into modern comfort with nicely painted, neutral tones and brand-new laminate flooring (installed October 2024) throughout, adding a touch of elegance to every room. The well-appointed kitchen, complete with a built-in dishwasher and microwave, is ideal for your cooking needs. The spacious living room opens onto a private balcony with serene views of lush greenery and towering trees a perfect backdrop for relaxation. Enjoy a designated dining area for effortless entertaining, while the primary bedroom offers a morning sun retreat with a large picture window and ample closet space. The second bedroom is equally inviting, with generous space and peaceful views. For added convenience, the condo includes ensuite laundry. Located in the desirable Highland Hills Community, this condo is perfect for first-time buyers, young families, and seniors alike. Just a short stroll from shops, restaurants, the Grand River, and the charm of downtown Fergus, this lovely condo offers the best of community living and urban convenience.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This condo apartment located at 645 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 622 days. This property is listed at $480,000 with an estimated mortgage of $1,598* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 645 St David Street, Centre Wellington is in the Fergus neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Water Softener, Water Heater, Carpet Free
Security Features
Community Features
Virtual Tours
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 645 St David Street S 105, Centre Wellington, ON N1M 0A9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.
Configure Loan Settings
About Purchasing a Home in Centre Wellington, ON
For a property listed at $480,000 in Centre Wellington, the legal minimum down payment is $24,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,075 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,075.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.