645 St David Street, Unit 26, Centre Wellington, ON
Property no longer active
This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $474,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 800-899 sqft
- 2.0 total parking spaces available with a convenient underground configuration
- Notable attributes: Storage Area Lockers, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to Suite 413 - a bright and inviting top-floor 2-bedroom, 1-bath condo with TWO parking spaces (underground and surface) and a private storage locker - located in the picturesque town of Fergus. Set within the sought-after Highland Hills Community, this well-maintained home offers a spacious open-concept layout with hardwood flooring throughout the main living areas. Enjoy a separate dining space, a eat-up breakfast bar, and a sunny living room filled with warm afternoon light with a private balcony, creating a welcoming and airy ambiance. The functional kitchen is equipped with a built-in dishwasher, microwave, and pantry, perfect for daily living. The primary bedroom features a large picture window and generous closet space, while the second bedroom offers versatility as a guest room, home office, or cozy den. Additional highlights include a oversized in-suite laundry room with stackable washer and dryer. Just steps from local shops, restaurants, the Grand River, and the vibrant downtown core, this lovely condo blends small-town charm with everyday convenience. Ideal for first-time buyers, downsizers, or anyone seeking easy, low-maintenance living.
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Property Summary
This condo apartment located at 645 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 345 days. This property is listed at $474,900 with an estimated mortgage of $1,581* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 645 St David Street, Centre Wellington is in the Fergus neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Library, Park, Rec./Commun.Centre, School Bus Route, Hospital
Interior Features
Storage Area Lockers, Water Heater
Security Features
Smoke Detector, Security System
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 645 St David Street S 413, Centre Wellington, ON N1M 0A9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Centre Wellington, ON
For a property listed at $474,900 in Centre Wellington, the legal minimum down payment is $23,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,973 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.