645 St David Street, Unit 51, Centre Wellington, ON
Property no longer active
This property was sold on January 23, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $454,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 800-899 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater
- equipped with central air central cooling and highly efficient other heating via electric
Description
Welcome to this bright and inviting main-floor 2 bedroom, 1 bathroom condo offering 841 sq ft of comfortable, low maintenance living in the charming town of Fergus. Step inside to find brand new waterproof laminate flooring throughout and fresh, modern paint that creates a clean and move in ready feel. The functional layout features a spacious living area with plenty of natural light, an efficient kitchen, 2 well-sized bedrooms and a full 4-piece bath. This condo also includes a secure locker for extra storage and a dedicated outdoor parking spot. There is also access to a party room with full kitchen, perfect for birthdays or family holiday dinners. This well maintained building is close to shopping, restaurants, parks and all of the amenities Fergus has to offer. A great opportunity for first-time buyers, downsizers or investors. Move in and enjoy!
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Property Summary
This condo apartment located at 645 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 223 days. This property is listed at $454,900 with an estimated mortgage of $1,514* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 645 St David Street, Centre Wellington is in the Fergus neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Library, Place Of Worship, Rec./Commun.Centre, School, Park
Interior Features
Carpet Free, Primary Bedroom - Main Floor, Water Heater, Water Softener
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 645 St David Street S 106, Centre Wellington, ON N1M 0A9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Centre Wellington, ON
For a property listed at $454,900 in Centre Wellington, the legal minimum down payment is $22,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,573 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,573.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.