670 Ferrier Street, Centre Wellington, ON

$815,000
MLS#:X12428105
4 beds
3 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $815,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 64 x 120 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Family living in the heart of Fergus! Welcome into this beautifully updated 4-bedroom bungalow! Impeccably maintained, this entertainer's dream offers luxurious finishes, blending style and functionality in every room. Enjoy a 2024 kitchen renovation featuring quartz countertops, a spacious island, custom cabinetry, and a built-in wine rack. The primary suite boasts an executive ensuite with an oversized soaker tub and a custom wardrobe, creating a luxurious retreat to unwind. Additional updates include a newer furnace (2018), water softener and AC (2019) for comfortable living. The fully renovated lower level provides versatile living options with 2 bedrooms, a full bathroom, and an office space. With a separate basement entrance, this space is ideal for guests or multi-family living. Designed for bringing people together, the outdoor space includes a large deck with access to a 3-season living area, complete with a custom pergola. Host gatherings in the bar area, leading to a heated garage to show off all your automotive toys, and enjoy evenings on the stone patio next to the wood fire pit. The property's meticulously designed grading and landscaping enhance its refined elegance throughout. This home perfectly balances convenience with community charm, situated steps away from Confederation Park, the Grand River Waterway & Trail System, and local favourites like the Fergus Highland Games, shopping, and fantastic schools. *Roof is being redone over thanksgiving weekend*

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Property Summary

This detached home located at 670 Ferrier Street, Centre Wellington is currently for sale and has been available on SousaSells for 293 days. This property is listed at $815,000 with an estimated mortgage of $2,713* per month. It has 4 beds, 3 bathrooms, and is 700-1100 square feet. 670 Ferrier Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 7, 2025
Sold price information is available to members only
Listed Date9/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding
BasementFinished
Lot Size64 × 120 Feet
CountyWellington
Annual Tax$3,532
Legal DescriptionLT 12 PL 486 FERGUS; CENTRE WELLINGTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Park, Rec./Commun.Centre, School, School Bus Route

Interior Features

Central Vacuum, Water Heater Owned, Water Softener

Security Features

Security System

Community Features

Location

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670 Ferrier Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 670 Ferrier Street, Centre Wellington, ON N1M 1W8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$244,500 (30.0%)
* Minimum Canadian down payment required for this price is $56,500.
Amortization Period30 Years
Estimated Monthly Payment$2,713Based on a loan of $570,500 over 30 years.
Purchase Price$815,000
Loan Amount$570,500
Provincial Land Transfer Tax:$12,775
Total Estimated Closing Taxes:$12,775

About Purchasing a Home in Centre Wellington, ON

For a property listed at $815,000 in Centre Wellington, the legal minimum down payment is $56,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,775 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,775.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.