89 Courtney Street, Centre Wellington, ON

$599,900
MLS#:X11942803
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Fergus. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 19.69 x 114.91 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Sump Pump, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

9 CEILINGS! FINISHED BASEMENT!! Welcome to 89 Courtney St, Fergus, ON A Modern Haven in a Prime Location! Discover the perfect blend of modern design and serene living in this meticulously maintained home. Featuring 9 ceilings on the main floor, this home offers an airy and inviting ambiance. Pot lights in the living room provide a warm and elegant touch, complementing the hardwood floors in the living and dining areas. The heart of the home is a modern kitchen, complete with a bright breakfast area that leads to a private backyard oasis. With no backyard neighbors, this property backs onto a picturesque farm, offering breathtaking views and unparalleled privacy. The spacious primary bedroom boasts a luxurious 3-piece ensuite and dual walk-in closets, making it the perfect retreat. The upper-level laundry room adds convenience, while two additional bedrooms provide ample space for family or guests. The finished basement is a versatile bonus space, featuring a large recreation room, an office area, and an additional finished space with a rough-in for a bathroom perfect for future customization. Additional highlights include: Garage access into the home for seamless convenience. Situated directly across from a park, ideal for family activities and scenic views. No rear neighbors, offering tranquility and unobstructed views. Nestled in a desirable neighborhood, this home is close to schools, parks, and all amenities while offering the peace of country-style living.

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Property Summary

This townhouse located at 89 Courtney Street, Centre Wellington is currently for sale and has been available on SousaSells for 535 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 89 Courtney Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 6, 2025
Sold price information is available to members only
Listed Date1/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Finished
Lot Size19.69 × 114.91 Feet
CountyWellington
Annual Tax$3,160.61
Legal DescriptionPART OF BLOCK 15, PLAN 61M215; BEING PARTS 16, 17 & 18, PLAN 61R-21092; SUBJECT TO AN EASEMENT IN GROSS OVER PART OF BLOCK 15, PLAN 61M215; DESIGNATED AS PARTS 16 & 17, PLAN 61R-21092 AS IN WC506461 SUBJECT TO AN EASEMENT OVER PT 16, 61R21092 IN FAVOUR OF PT BLK 15, PL 61M215, PTS 14 & 15, 61R21092 AS IN WC543533 TOGETHER WITH AN EASEMENT OVER PT BLK 15, PL 61M215, PTS 19 & 21, 61R21092 AS IN WC543882 SUBJECT TO AN EASEMENT FOR ENTRY UNTIL 2023/07/24 AS IN WC543882 TOWNSHIP OF CENTRE WELLINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Softener, Sump Pump, Auto Garage Door Remote

Security Features

Community Features

Virtual Tours

Location

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89 Courtney Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Courtney Street, Centre Wellington, ON N1M 0E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $599,900 in Centre Wellington, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.