90 Spicer Street, Centre Wellington, ON

$999,999
MLS#:X12064573
5 beds
4 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 19, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 78.85 x 46.64 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautiful 5 bedroom, 4 bathroom home on a premium corner lot facing a soon to be built park & forest - no neighbours in front. Almost 2700 Sq ft of living space + an unfinished basement with a 3 piece bathroom rough in, an oversized 54" x 24" egress window, a separate side entrance, (possible in law suite). The main floor flows nicely from the double front door entry into a spacious foyer with coat closet & upgraded tiles. On the left side, you find a large den/office with an abundance of west facing windows. The formal dining room, the great room and kitchen located on the right side, have an easy flow and more windows making the the main floor bright & airy. The patio door off the breakfast room has been upgraded to 10 ft glass sliders, opening onto a beautiful side yard which is to be partially fenced by the builder in the spring. A powder room includes an upgraded wall mount vanity rounding out the main floor. The stained oak stairs takes you to the 2nd floor where you will find 5 big bedrooms, 3 big bathrooms and a good sized laundry room with tub. The master bedroom features a large walk in closet with double clothes racks, an en-suite bathroom with double sinks, ample counter space, a large glass shower and a separate soaker tub. Down the main hall you will find 3 additional bedrooms with either a Jack and Jill bathroom or en-suite bathroom. The 5th bedroom stands to the left of the hallway landing. The 2nd floor laundry room is super convenient and makes easy work of laundry loads. The house is professionally painted in 3 designers colours. All windows and patio slider have high end white Zebra blinds with special room darkening blinds in the 5 bedrooms. Upgraded tiles, oak stairs, pots & pans drawer, gas stove, centre island, bathroom vanity. The new elementary school opens Sept. Park across the street to be built soon. Site plan attached.

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Property Summary

This detached home located at 90 Spicer Street, Centre Wellington is currently for sale and has been available on SousaSells for 469 days. This property is listed at $999,999 with an estimated mortgage of $3,329* per month. It has 5 beds, 4 bathrooms, and is 2500-3000 square feet. 90 Spicer Street, Centre Wellington is in the Fergus neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 19, 2025
Sold price information is available to members only
Listed Date4/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementFull, Unfinished
Lot Size78.85 × 46.64 Feet
CountyWellington
Annual Tax$5,980
Legal DescriptionLot 113 Plan 61M245 Township of Centre Wellington

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Rough-In Bath

Security Features

Community Features

Location

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90 Spicer Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 90 Spicer Street, Centre Wellington, ON N1M 0H7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$300,000 (30.0%)
* Minimum Canadian down payment required for this price is $75,000.
Amortization Period30 Years
Estimated Monthly Payment$3,329Based on a loan of $699,999 over 30 years.
Purchase Price$999,999
Loan Amount$699,999
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in Centre Wellington, ON

For a property listed at $999,999 in Centre Wellington, the legal minimum down payment is $75,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$851,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.