940 St. David Street, Centre Wellington, ON

$463,628
MLS#:X12900492
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Stacked Townhouse condo townhouse located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $463,628 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Design your perfect lifestyle at Sunrise Grove with this premium 2-bedroom, 2-bathroom executive end-unit by award-winning Reid's Heritage Homes. Spanning 980 sq. ft. of bright, open-concept space, this corner residence features oversized windows that flood the home with natural light, complemented by signature quartz countertops and stainless steel appliances. Purchasing directly from the builder offers the unique advantage of choosing your own layout and closing timeline to suit your needs. Perfectly positioned just steps from the shops and trails of downtown Fergus-and only 5 minutes from the world-class dining of Elora-this home includes one parking space and a full Tarion Warranty. First-time home buyers may be eligible for Federal GST rebate. Photos are of furnished Model Home. Actual Finishes may vary. The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date3/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleStacked Townhouse
ConstructionBrick, Metal/Steel Siding
BasementNone
CountyWellington
Annual Tax$0

Parking & Garage

Parking Spaces1.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Rec./Commun.Centre

Interior Features

Water Heater

Security Features

Smoke Detector

Community Features

Location

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940 St. David Street, Centre Wellington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 940 St. David Street N 88, Centre Wellington, ON N1M 0L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate5.25%
Down Payment$23,181 (5.0%)
* Minimum Canadian down payment required for this price is $23,181.
Amortization Period25 Years
Estimated Monthly Payment$2,625Based on a loan of $440,447 over 25 years.
Purchase Price$463,628
Loan Amount$440,447
Provincial Land Transfer Tax:$5,748
Total Estimated Closing Taxes:$5,748

About Purchasing a Home in Centre Wellington, ON

For a property listed at $463,628 in Centre Wellington, the legal minimum down payment is $23,181 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,748 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,748.

Nearby Listings

Distance:

No current listings found in Centre Wellington.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$811,366

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.