940 St David Street, Unit 107, Centre Wellington, ON

$449,900
MLS#:X13624568
2 beds
1 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
940 St David Street N 107, Centre Wellington, ON N1M 0L7

Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Fergus. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Unit 107 at 940 St. David St N - a brand new 1,050 sq ft, 2 bed, 2 bath stacked townhome in the heart of North Fergus, finished with a clean, modern look that feels move-in ready from day one. This suite is spread across two full levels above its own private entrance, giving the main living space and the bedrooms real separation from one another. The main level is open-concept, bringing the kitchen, living room, and a flexible dining/office space together, with a covered balcony just off the living room for morning coffee or evening wind-down. The kitchen features white cabinetry, quartz counters, stainless steel appliances, and a honeycomb tile backsplash. Vinyl-plank flooring runs throughout the main level, with in-suite laundry tucked neatly out of the way. Upstairs, the primary bedroom includes its own private balcony and ensuite bath, while the second bedroom offers flexible space for guests, a home office, or a nursery. A full main bathroom rounds out the upper level. This home includes one designated parking space and is never lived in, backed by the 7-year Tarion warranty for total peace of mind. Location doesn't get more convenient - Walmart, grocery stores, and a mix of quick-serve and sit-down restaurants are all just steps away, with the charm of downtown Fergus a short drive from your door.

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Property Summary

This townhouse located at 940 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 6 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 940 St David Street, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Fergus, Centre Wellington.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementNone
CountyWellington
Annual Tax$0

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Other

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 940 St David Street, Unit 107, Centre Wellington, ON

Q.What is the asking price for 940 St David Street, Unit 107, Centre Wellington, ON ?

The current listing price for 940 St David Street, Unit 107, Centre Wellington, ON in Fergus, Centre Wellington is $449,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1000-1199 sqft.

Q.What property type and architectural style is 940 St David Street, Unit 107, Centre Wellington, ON ?

940 St David Street, Unit 107, Centre Wellington, ON is a Condo Townhouse (2-Storey) featuring a None basement.

Q.What key property features does 940 St David Street, Unit 107, Centre Wellington, ON offer?

Key property features include: Other.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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940 St David Street, Unit 107, Centre Wellington, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 940 St David Street N 107, Centre Wellington, ON N1M 0L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Centre Wellington, ON

For a property listed at $449,900 in Centre Wellington, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.