106 Ironwood Trail, Chatham-Kent, ON

$474,999
MLS#:X12927324
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of SW. Expertly crafted featuring premium brick veneer and stone construction, this residence presents an exceptional opportunity offered at $474,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 38.12 x 125 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

**Modern Raised Ranch Built in 2022** Welcome to this bright and thoughtfully designed bungalow offering open-concept living, with vaulted ceilings & premium layout, modern finishes, and excellent potential with an unfinished basement. **Open-Concept Main Level with Vaulted Ceilings** Enjoy a sun-filled living room with a large front window and seamless walk-out to a wooden deck with covered porch - perfect for relaxing or entertaining. The central kitchen features a large island, stainless steel appliances including fridge, stove, built-in microwave, and dishwasher, flowing into a spacious eat-in area with vaulted ceilings and vinyl flooring. The primary bedroom offers a walk-in closet and a private 3pc ensuite with a standing shower. Two additional bedrooms with closets and vinyl flooring are serviced by a 4pc main bathroom. Functional layout and natural light make this home ideal for comfortable everyday living.**Unfinished Lower Level- Endless Potential** The basement features high ceilings, large windows, and a utility room with tankless hot water heater, offering a great opportunity to create additional living space, recreation areas, or an in-law suite tailored to your needs.**Great Outdoor Space & Family-Friendly Setting** The property includes a double front driveway, single-car garage, and a backyard with covered porch and wooden deck - ideal for outdoor enjoyment. Located in a growing Chatham community, close to amenities, schools, and parks.A fantastic opportunity for buyers seeking modern bungalow living with room to grow.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 12, 2026
Sold price information is available to members only
Listed Date3/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Veneer, Stone
BasementUnfinished, Full
Lot Size38.12 × 125 Feet
CountyChatham-Kent
Annual Tax$5,979.57
Legal DescriptionLOT 37, PLAN 24M984 MUNICIPALITY CHATHAM-KENT

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

ERV/HRV, Sump Pump

Security Features

Community Features

Location

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106 Ironwood Trail, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Ironwood Trail, Chatham-Kent, ON N7M 0T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

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Interest Rate5.25%
Down Payment$23,750 (5.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period25 Years
Estimated Monthly Payment$2,689Based on a loan of $451,249 over 25 years.
Purchase Price$474,999
Loan Amount$451,249
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $474,999 in Chatham-Kent, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for SW, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$640,300

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.