10965 River Line, Chatham-Kent, ON

$1,065,000
MLS#:X13591618
6 beds
3 baths
2000-2500 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 6 Bed, 3 Bath Home at 10965 River Line Chatham-Kent ON listed at $1,065,000 (MLS# X13591618) - Main View
Price Change
For Sale
Added:Jul 22, 2026(96 days ago)
Updated:Oct 26, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Chatham-Kent. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,065,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 165.18 x 667.81 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (10.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Set on 2.47 private acres backing directly onto the Thames River, this custom-built Bouma home offers exceptional quality construction, privacy, and peaceful country living just minutes from Chatham. Featuring a durable ICF (Insulated Concrete Form) foundation, this 2,445 sq. ft. home provides outstanding strength, energy efficiency, and long-term durability.The main floor features 3 bedrooms and 2 full bathrooms with solid hickory cabinetry, including a spacious primary suite. The kitchen showcases solid maple cabinetry, soapstone countertops, a 9.5-foot island, and a large pantry. It opens to a spectacular great room with a soaring 17-foot cathedral ceiling and a wall of large windows overlooking the beautifully landscaped front yard, offering stunning sunrise views year-round. Beveled leaded-glass French doors lead to a bright sitting area, while a beautiful gas fireplace creates a warm and inviting living space.The finished basement adds 3 additional bedrooms, a full bathroom, a spacious family room with a gas fireplace and custom built-in cabinetry, a games room, and abundant storage. A high-efficiency furnace, central air, and durable 30-year shingles provide year-round comfort and peace of mind.Enjoy outdoor living with a 600 sq. ft. deck featuring a natural gas BBQ hookup, a peaceful pond and patio area, and an oversized 836 sq. ft. 2.5-car garage with plenty of room for vehicles, tools, and recreational equipment. The property features a diverse collection of mature Carolinian trees, including tulip, hickory, locust, sycamore, several varieties of oak and maple, and crab apple, along with blue and black spruce and pine bordering the property, creating exceptional privacy and a truly park-like setting.Set well back from River Line and within walking distance of Maple City Country Club golf course, this rare property combines privacy, nature, quality construction, and spacious family living.

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Property Summary

This detached home located at 10965 River Line, Chatham-Kent is currently for sale and has been available for 96 days. This property is listed at $1,065,000 with an estimated mortgage of $3,545* per month. It has 6 beds, 3 bathrooms, and is 2000-2500 square feet. 10965 River Line, Chatham-Kent is in the Chatham-Kent neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Chatham-Kent, Chatham-Kent.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Chatham-Kent, Chatham-Kent.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$1,065,000
AddedJul 22, 2026 (96 days ago)
UpdatedOct 26, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 FIRST CANADIAN CORP

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
Lot Size165.18 Ă— 667.81 Feet
CountyChatham-Kent
Annual Tax$9,283.47
Rental Itemswater heater
Legal DescriptionPT LT 19 CON 1 RIVER THAMES SURVEY HARWICH PT 1, 24R8862; CHATHAM-KENT

Parking & Garage

Parking Total10.0
Parking Space4
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Chatham-Kent Home Buyer Advisory & Market HubActive MLS® Listing in Chatham-Kent, Ontario

Looking to Buy a Home in Chatham-Kent?

If you are looking for a house in Chatham-Kent or researching Chatham-Kent real estate for sale, this 6-bedroom detached at 10965 River Line, Chatham-Kent, ON offers an exceptional opportunity to buy a home in Chatham-Kent, Ontario. Whether you are a first-time Chatham-Kent home buyer or comparing active Chatham-Kent MLS® homes for sale, working with a dedicated Chatham-Kent buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Chatham-Kent Homes for Sale & MLS® Listings

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Chatham-Kent realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Chatham-Kent Buyer Budget & Costs

Estimated mortgage: $3,545*/month*. Estimated Ontario Land Transfer Tax: $17,775. First-time Chatham-Kent home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Chatham-Kent

Frequently Asked Questions about 10965 River Line, Chatham-Kent, ON

Q.What is the asking price for 10965 River Line, Chatham-Kent, ON ?

The current listing price for 10965 River Line, Chatham-Kent, ON in Chatham-Kent, Chatham-Kent is $1,065,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 10965 River Line, Chatham-Kent, ON ?

10965 River Line, Chatham-Kent, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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10965 River Line, Chatham-Kent, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chatham-Kent, Chatham-Kent

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 10965 River Line, Chatham-Kent, ON N7M 5J4

Estimated Sales Range
$1,012,000 - $1,044,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$319,500 (30.0%)
* Minimum Canadian down payment required for this price is $213,000.
Amortization Period30 Years
Estimated Monthly Payment$3,545Based on a loan of $745,500 over 30 years.
Purchase Price$1,065,000
Loan Amount$745,500
Provincial Land Transfer Tax:$17,775
Total Estimated Closing Taxes:$17,775

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $1,065,000 in Chatham-Kent, the legal minimum down payment is $213,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,775 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,775.

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Chatham-Kent, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham-Kent, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$730,452

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chatham-Kent, Chatham-Kent

Elementary Schools

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Secondary Schools

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Chatham-Kent, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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