124 Joseph Street, Chatham-Kent, ON

$324,990
MLS#:X12649140
3 beds
2 baths
700-1100 sqft
4.5 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Chatham-Kent. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $324,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 42 x 128 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.5 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Storage, Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to 124 Joseph Street - updated and move-in ready! This 2+1 bedroom, 2 bathroom home has been transformed with thoughtful upgrades that make everyday living a breeze. The laundry has been relocated to the main floor right in the foyer, while the former front office now serves as a flexible bedroom perfect for family or guests or den. The open-concept living and dining room create a bright, welcoming space, and upstairs you'll find a freshly added three-piece bathroom that brings modern convenience to the heart of the home. With new flooring throughout most of the house, every step feels fresh and inviting. Step outside to enjoy your private backyard and detached garage, which conveniently opens onto the rear lane for extra parking or workshop possibilities. Topped with both asphalt shingle and steel roofing, this home is built for comfort, style and long-lasting peace of mind. 124 Joseph Street is more than a house- it's a ready-to-enjoy home where updates, function, and charm all come together.

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Property Summary

This detached home located at 124 Joseph Street, Chatham-Kent is currently for sale and has been available on SousaSells for 204 days. This property is listed at $324,990 with an estimated mortgage of $1,082* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 124 Joseph Street, Chatham-Kent is in the Chatham-Kent neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 18, 2026
Sold price information is available to members only
Listed Date12/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Vinyl Siding
BasementUnfinished
Lot Size42 × 128 Feet
CountyChatham-Kent
Annual Tax$1,951
Legal DescriptionLT 12 PL 30; CHATHAM-KENT

Parking & Garage

Parking Spaces4.5
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Interior Features

Carpet Free, Storage, Water Heater Owned

Security Features

Security System, Smoke Detector

Community Features

Location

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124 Joseph Street, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 124 Joseph Street, Chatham-Kent, ON N7L 3G9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

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Interest Rate4.00%
Down Payment$97,497 (30.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period30 Years
Estimated Monthly Payment$1,082Based on a loan of $227,493 over 30 years.
Purchase Price$324,990
Loan Amount$227,493
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $324,990 in Chatham-Kent, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham-Kent, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$483,638

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.