305 St Clair Street, Chatham-Kent, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Chatham-Kent. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $249,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 46 x 135 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Looking for an entry-level budget home, commercial opportunity or an investment property? HERE IT IS! Versatile 2-storey property located in a mixed commercial zone, offering excellent potential for retail, daycare, salon or office use. Or move in with your family and enjoy Chatham's north end, steps from restaurants & stores. The main floor provides flexible space, including a bright living area, kitchen, dining, a 4-pc bathroom, and space for a possible office, daycare, or retail use. Three bedrooms are located on the upper level. The basement offers plenty of storage, laundry, and a workshop. Additional features include a newer high-efficiency furnace, central air, 100-amp breaker panel, fully fenced yard (2023), and side driveway parking for up to 3 vehicles.
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Property Summary
This detached home located at 305 St Clair Street, Chatham-Kent is currently for sale and has been available on SousaSells for 58 days. This property is listed at $249,900 with an estimated mortgage of $832* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 305 St Clair Street, Chatham-Kent is in the Chatham-Kent neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Public Transit, School, Rec./Commun.Centre
Interior Features
Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 305 St Clair Street, Chatham-Kent, ON N7L 7R1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Chatham-Kent, ON
For a property listed at $249,900 in Chatham-Kent, the legal minimum down payment is $12,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,224 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,224.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.