305 St Clair Street, Chatham-Kent, ON

$239,900
MLS#:X13632274
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
305 St Clair Street, Chatham-Kent, ON N7L 3J8

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Chatham-Kent. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $239,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 46 x 135 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 305 St. Clair Street, a versatile two-storey property in Chatham's North End offering an excellent opportunity for first-time buyers, investors, or entrepreneurs. Offering both residential and commercial potential, this property presents a variety of possibilities while being conveniently located close to schools, parks, restaurants, shopping, and everyday amenities.The main level features a bright living room, kitchen, dining area, a four-piece bathroom, and a spacious recreation room that can easily serve as a second living area, home office, playroom, or additional gathering space. Upstairs, you'll find three bedrooms, while the basement provides laundry facilities, additional storage, and a versatile enclosed space.Additional highlights include a high-efficiency furnace, central air conditioning, a 100-amp electrical panel, owned water heater, a fully fenced backyard, and a generous side driveway accommodating multiple vehicles. With its flexible layout, convenient location, and range of potential uses, this property is a fantastic opportunity for homeowners, investors, and entrepreneurs alike. Don't miss your opportunity to own this versatile property. Book your showing today!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 305 St Clair Street, Chatham-Kent is currently for sale and has been available on SousaSells for 2 days. This property is listed at $239,900 with an estimated mortgage of $799* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 305 St Clair Street, Chatham-Kent is in the Chatham-Kent neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Chatham-Kent, Chatham-Kent.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Chatham-Kent.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFull
Lot Size46 × 135 Feet
CountyChatham-Kent
Annual Tax$2,158
Legal DescriptionPT PARKLT 10 PL 18 AS IN 317740; CHATHAM-KENT

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 305 St Clair Street, Chatham-Kent, ON

Q.What is the asking price for 305 St Clair Street, Chatham-Kent, ON ?

The current listing price for 305 St Clair Street, Chatham-Kent, ON in Chatham-Kent, Chatham-Kent is $239,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 305 St Clair Street, Chatham-Kent, ON ?

305 St Clair Street, Chatham-Kent, ON is a Detached (2-Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 305 St Clair Street, Chatham-Kent, ON .

Location

Initializing map...
305 St Clair Street, Chatham-Kent, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 305 St Clair Street, Chatham-Kent, ON N7L 3J8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$71,970 (30.0%)
* Minimum Canadian down payment required for this price is $11,995.
Amortization Period30 Years
Estimated Monthly Payment$799Based on a loan of $167,930 over 30 years.
Purchase Price$239,900
Loan Amount$167,930
Provincial Land Transfer Tax:$2,124
Total Estimated Closing Taxes:$2,124

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $239,900 in Chatham-Kent, the legal minimum down payment is $11,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,124 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,124.

Similar Listings in Chatham-Kent, Chatham-Kent

Explore all Just Listed Homes in Chatham-Kent

Chatham-Kent, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham-Kent, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$730,452

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chatham-Kent, Chatham-Kent

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Chatham-Kent, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.