4578 Talbot Trail, Chatham-Kent, ON

$2,200/mo
MLS#:X13810056
2 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 4578 Talbot Trail Chatham-Kent ON listed at $2,200 (MLS# X13810056) - Main View
For Lease
Added:Sep 21, 2026(40 days ago)
Updated:Sep 21, 2026(40 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Merlin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $2,200 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 432 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (4.0 total parking spaces)
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-cared-for waterfront cottage overlooking Lake Erie, where you can enjoy relaxed lakeside living every day. Set on an approximately 100 ft x 450 ft lot, the property offers generous outdoor space and your own private beach. This inviting 2-bedroom home showcases thoughtful craftsmanship, including custom wood accents and stone features that add warmth and character throughout. Large windows bring in natural light while framing beautiful water views. The functional main level includes a comfortable living area, kitchen, and dining space, along with well-proportioned bedrooms. A fully renovated bathroom adds modern comfort, and the unfinished basement provides flexibility for storage or future customization. Recent updates include a refreshed exterior siding and bathroom renovation, reflecting consistent upkeep and pride of ownership. Serviced with municipal water, natural gas, and an updated 200-amp electrical system. Conveniently located just minutes from Merlin. Whether you're looking for a peaceful place to call home or a relaxing waterfront lifestyle, this well-maintained cottage offers a great opportunity to enjoy comfortable lakeside living.

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Property Summary

This detached home located at 4578 Talbot Trail, Chatham-Kent is currently for sale and has been available for 40 days. This property is listed at $2,200 with an estimated mortgage of $7* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 4578 Talbot Trail, Chatham-Kent is in the Merlin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Merlin, Chatham-Kent.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$2,200/mo
AddedSep 21, 2026 (40 days ago)
UpdatedSep 21, 2026 (40 days ago)
Last Checked7 minutes ago
Transaction TypeFor Lease
List Office NameCENTURY 21 FIRST CANADIAN CORP

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished
Lot Size100 Ă— 432 Feet
CountyChatham-Kent
Rental ItemsNone

Parking & Garage

Parking Total4.0
Parking Space4
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Chatham-Kent Home Buyer Advisory & Market HubActive MLS® Listing in Chatham-Kent, Ontario

Looking to Buy a Home in Chatham-Kent?

If you are looking for a house in Chatham-Kent or researching Chatham-Kent real estate for sale, this 2-bedroom detached at 4578 Talbot Trail, Chatham-Kent, ON offers an exceptional opportunity to buy a home in Chatham-Kent, Ontario. Whether you are a first-time Chatham-Kent home buyer or comparing active Chatham-Kent MLS® homes for sale, working with a dedicated Chatham-Kent buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Chatham-Kent Homes for Sale & MLS® Listings

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Dedicated Chatham-Kent Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Chatham-Kent realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Chatham-Kent Buyer Budget & Costs

Estimated mortgage: $7*/month*. Estimated Ontario Land Transfer Tax: $11. First-time Chatham-Kent home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Chatham-Kent

Frequently Asked Questions about 4578 Talbot Trail, Chatham-Kent, ON

Q.What is the asking price for 4578 Talbot Trail, Chatham-Kent, ON ?

The current listing price for 4578 Talbot Trail, Chatham-Kent, ON in Merlin, Chatham-Kent is $2,200.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4578 Talbot Trail, Chatham-Kent, ON ?

4578 Talbot Trail, Chatham-Kent, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4578 Talbot Trail, Chatham-Kent, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Merlin, Chatham-Kent

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4578 Talbot Trail, Chatham-Kent, ON N0P 2A0

Estimated Sales Range
$2,000 - $2,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$660 (30.0%)
* Minimum Canadian down payment required for this price is $110.
Amortization Period30 Years
Estimated Monthly Payment$7Based on a loan of $1,540 over 30 years.
Purchase Price$2,200
Loan Amount$1,540
Provincial Land Transfer Tax:$11
Total Estimated Closing Taxes:$11

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $2,200 in Chatham-Kent, the legal minimum down payment is $110 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11.

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Merlin, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Merlin, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$455,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Merlin, Chatham-Kent

Elementary Schools

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Secondary Schools

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Merlin, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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