544 Queen Street, Chatham-Kent, ON

$949,000
MLS#:X12964496
0 beds
1 baths
Commercial
Commercial for sale - 0 Bed, 1 Bath Home at 544 Queen Street Chatham-Kent ON listed at $949,000 (MLS# X12964496) - Main View
For Sale
Added:Apr 7, 2026(222 days ago)
Updated:Apr 7, 2026(222 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Chatham. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $949,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Premium 60 x 103 ft lot size
  • Convenient single detached garage included
  • equipped with partial central cooling and highly efficient gas forced air closed heating

Description

Prime Mixed-Use Investment Opportunity! Exceptional commercial/residential property in the heart of Chatham on high-traffic Queen Street. The spacious main floor boasts two separate street-facing entrances, offering flexibility to operate as one large unit or subdivide into two commercial spaces. The upper level consists of six fully leased residential apartments (4 1-bedroom, 2 2-bedroom), providing stable rental income. Additional highlights include: Full basement spanning the building's footprint with abundant storage potential. Detached single-car garage plus 7 surface parking spaces. Shared coin-operated laundry generating extra income. High visibility, strong cash flow, and multiple revenue streams make this an investment not to be missed!

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Property Summary

This commercial retail located at 544 Queen Street, Chatham-Kent is currently for sale and has been available for 222 days. This property is listed at $949,000 with an estimated mortgage of $3,159* per month. It has 0 beds, 1 bathroom, and is unknown square feet. 544 Queen Street, Chatham-Kent is in the Chatham neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Chatham, Chatham-Kent.

Great for Small Household / Couples
What We Love About This Home
  • •1 well-appointed bathroom
  • •Desirable Commercial Retail architecture in Chatham, Chatham-Kent
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
1
Property Type
Commercial

Additional Details

StatusActive
Price$949,000
AddedApr 7, 2026 (222 days ago)
UpdatedApr 7, 2026 (222 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size60 × 103 Feet
CountyChatham-Kent
Annual Tax$8,088.6
Legal DescriptionPart of Lots 129 & 130, Plan 370 as in 435414 Municipality Chatham-Kent

Parking & Garage

Parking Space7
Garage TypeSingle Detached

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingPartial

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway
  • Recreation/Community Centre

Property History

No historical data available for this property.

This could be the first listing for this address.

Chatham-Kent Home Buyer Advisory & Market HubActive MLS® Listing in Chatham-Kent, Ontario

Looking to Buy a Home in Chatham-Kent?

If you are looking for a house in Chatham-Kent or researching Chatham-Kent real estate for sale, this commercial retail at 544 Queen Street, Chatham-Kent, ON offers an exceptional opportunity to buy a home in Chatham-Kent, Ontario. Whether you are a first-time Chatham-Kent home buyer or comparing active Chatham-Kent MLS® homes for sale, working with a dedicated Chatham-Kent buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Chatham-Kent Homes for Sale & MLS® Listings

Browse all verified Chatham-Kent real estate listings, compare active Chatham-Kent houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Chatham-Kent Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Chatham-Kent realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Chatham-Kent Buyer Budget & Costs

Estimated mortgage: $3,159*/month*. Estimated Ontario Land Transfer Tax: $15,455. First-time Chatham-Kent home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Chatham-Kent

Frequently Asked Questions about 544 Queen Street, Chatham-Kent, ON

Q.What is the asking price for 544 Queen Street, Chatham-Kent, ON ?

The current listing price for 544 Queen Street, Chatham-Kent, ON in Chatham, Chatham-Kent is $949,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 1 bathroom.

Q.What property type and architectural style is 544 Queen Street, Chatham-Kent, ON ?

544 Queen Street, Chatham-Kent, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Recreation/Community Centre.

Q.What security features are installed at 544 Queen Street, Chatham-Kent, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Partial.

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Location

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544 Queen Street, Chatham-Kent, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chatham, Chatham-Kent

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 544 Queen Street, Chatham-Kent, ON N7M 2J6

Estimated Sales Range
$902,000 - $930,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,700 (30.0%)
* Minimum Canadian down payment required for this price is $69,900.
Amortization Period30 Years
Estimated Monthly Payment$3,159Based on a loan of $664,300 over 30 years.
Purchase Price$949,000
Loan Amount$664,300
Provincial Land Transfer Tax:$15,455
Total Estimated Closing Taxes:$15,455

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $949,000 in Chatham-Kent, the legal minimum down payment is $69,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,455 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,455.

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Chatham, Chatham-Kent Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,355,045

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Chatham, Chatham-Kent

Elementary Schools

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Secondary Schools

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Chatham, Chatham-Kent Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$949,000

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