243 McCullough Lake Drive, Chatsworth, ON

$459,000
MLS#:X12996258
3 beds
1 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Chatsworth. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $459,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 95 x 150 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Workbench, Sump Pump
  • Efficient forced air heating via electric

Description

This spacious side-split is located in a small sub-division at McCullough Lake, which is approx. 5 kms from Williamsford, West of Hwy #6. The house and large garage with workshop sits on a 95' x 150', level and dry lot. Your access to the Lake and a dock is literally a couple of dozen steps away and across the road at the small park. Enjoy the warm summer days sunning by the water or fishing and swimming. The main floor has one bedroom, an open concept kitchen with a large eat-at peninsula, a separate dining area and living room. The large picture window offers a partial view of the lake. The upper level has a 4 pc. bath, the primary bedroom and a third bedroom. The lower level family room is quite large with access to the backyard and has garden doors opening onto a southern exposure sundeck. Mechanicals/electrical panel, etc. are located in the basement along with laundry pair. The detached garage (22' x 28') is set up for auto storage on one side and a large workshop complete with workbench on the other side, or more storage for your seasonal toys (boat/jet ski/snow machine, etc.). If you own a boat, there is a 'keyed' boat launch on the lake for your use - p.s. the fishing is great! The city of Owen Sound is about 25 mins. away. Guelph and K-W are about 1 1/2 hrs, and Toronto is a relaxing 2 hr.+ drive. Your drive to Bruce Power would be about 50 mins. This is your opportunity to own a home, cottage or quiet get-a-way by the water at an affordable price. Vinyl siding & metal roof mean low maintenance. The property offers tremendous potential with the house needing some upgrading. The house, property and inclusions are being offered in as is, where is condition. Take this opportunity to trade some of your time for value$.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionStone, Vinyl Siding
BasementUnfinished, Partial Basement
Lot Size95 × 150 Feet
CountyGrey County
Annual Tax$2,497
Legal DescriptionLT 15 PL 393 SULLIVAN, CHATSWORTH

Parking & Garage

Parking Spaces7.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

Lake Access

Interior Features

Water Heater Owned, Workbench, Sump Pump

Security Features

Community Features

Location

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243 McCullough Lake Drive, Chatsworth, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 243 McCullough Lake Drive, Chatsworth, ON N0H 2V0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatsworth.

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Interest Rate5.25%
Down Payment$22,950 (5.0%)
* Minimum Canadian down payment required for this price is $22,950.
Amortization Period25 Years
Estimated Monthly Payment$2,599Based on a loan of $436,050 over 25 years.
Purchase Price$459,000
Loan Amount$436,050
Provincial Land Transfer Tax:$5,655
Total Estimated Closing Taxes:$5,655

About Purchasing a Home in Chatsworth, ON

For a property listed at $459,000 in Chatsworth, the legal minimum down payment is $22,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,655 for this transaction. As this listing is in Chatsworth (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,655.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatsworth, Chatsworth.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$759,845

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.