296 Garafraxa St Street, Chatsworth, ON

$725,000
MLS#:X12887100
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Chatsworth. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 132 x 330 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

This Victorian estate is a timeless masterpiece. Storied to once be home to a local doctor, this Chatsworth treasure seamlessly blends old-world charm with modern comforts on a private double-wide lot. The stunning double-brick exterior, wraparound veranda, and grand 42-inch solid wood front door make a striking first impression. Inside, intricate woodwork, original hardwood floors, stained glass and transom windows, a Juliet balcony, wide entryways, and soaring ceilings elevate the grandeur. Meticulously preserved, this home showcases the craftsmanship of its era while incorporating thoughtful updates for contemporary living. The formal dining room is perfect for entertaining, while the cozy living room, with its historic fireplace and natural gas insert, invites relaxation. A decorative staircase leads to the second floor, where three spacious bedrooms feature oversized windows and doors. This level also includes a dedicated laundry room and a modern 3-piece bath with an extra-large stand-up shower. The third-floor suite is a private retreat, lined with warm cedar plank walls and insulated with Roxul for year-round comfort. A 2-piece bath completes this tranquil escape. Descending the historic butlers staircase, you arrive in the beautifully updated kitchen. Cherry cabinetry, a centerpiece island, stainless steel appliances, and a striking black slate natural stone floor make this space both functional and stylish. A conveniently located half bath adds to its practicality. Seamlessly connected to two inviting entertaining areas, this kitchen is the heart of the home. On one side, a formal dining area sets the stage for intimate gatherings, while the other opens into a cozy living room with a gas fireplace. Beyond, the four-season sunroom is a showpiece flooded with natural light and offering direct access to the backyard oasis. Completed in 2023, the in-ground pool is a true highlight, surrounded by interlocking stone, a fire pit, and a Mennonite-style pool house.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementUnfinished
Lot Size132 × 330 Feet
CountyGrey County
Annual Tax$3,344
Legal DescriptionLT 7 PL 884; CHATSWORTH

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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296 Garafraxa St Street, Chatsworth, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 296 Garafraxa St Street, Chatsworth, ON N0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatsworth.

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Interest Rate5.25%
Down Payment$47,500 (6.6%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,500 over 25 years.
Purchase Price$725,000
Loan Amount$677,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in Chatsworth, ON

For a property listed at $725,000 in Chatsworth, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in Chatsworth (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatsworth, Chatsworth.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$771,434

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.