396 Mill Street, Clarington, ON

$749,900
MLS#:E12027734
3 beds
3 baths
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Newcastle. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Premium 58.42 x 156.56 ft lot size
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Central Vacuum
  • Efficient forced air heating via gas

Description

Newcastle's hidden gem! This former Baptist Church has been lovingly restored and repurposed into a one of a kind residence located in a mature neighbourhood in the Historic Village of Newcastle. This three bed, three bath, raised bungalow is much larger than it appears and perfectly blends modern amenity with traditional charm and character. Bright open concept main floor plan with soaring 10 ft ceilings, modern kitchen with huge breakfast bar, dining area with walkout to sunny west facing deck, main floor office and a massive open concept great room/flex space with three sided gas fireplace ideal for entertaining. Expansive north and south facing wall of windows fill the upper level with warm natural light and create a unique loft feel. The lower level features large above grade windows throughout, rec room with 2nd gas fireplace, spacious primary suite with w/i closet, two further well sized bedrooms plus a finished laundry room and mudroom with walkout to rear yard. 24ft x 24ft fully insulated shop with 10' x 8' overhead door perfect for hobbyists. Situated on a large, pie shaped lot walking distance to Newcastle's quaint shops, pubs and restaurants only 5 mins to 401. A rare opportunity for first time home Buyer or downsizer looking for a home with character and deep history, set in a quaint village setting.

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Property Summary

This detached home located at 396 Mill Street, Clarington is currently for sale and has been available on SousaSells for 483 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 396 Mill Street, Clarington is in the Newcastle neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 21, 2025
Sold price information is available to members only
Listed Date3/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished with Walk-Out, Full
Lot Size58.42 × 156.56 Feet
CountyDurham
Annual Tax$5,009.79
Legal DescriptionPT LT 28 CON 2 CLARKE (NEWCASTLE) AS IN N43184; MUNICIPALITY OF CLARINGTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Cul de Sac/Dead End, Level, Library, Park, Public Transit, School

Interior Features

Water Heater Owned, Central Vacuum

Security Features

Community Features

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Location

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396 Mill Street, Clarington, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 396 Mill Street N, Clarington, ON L1B 1J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Clarington.

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Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Clarington, ON

For a property listed at $749,900 in Clarington, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Clarington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Newcastle, Clarington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,205

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.