20 LOWER HELEN Street, Cobalt, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobalt. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $89,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 25.45 x 69.91 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (1.0 total parking spaces)
- Notable attributes: Primary Bedroom - Main Floor, Water Heater
- Efficient forced air heating via gas
Description
**Fixer-Upper Opportunity in Historic Cobalt, Ontario**Located at **20 Helen Street**, this property offers a chance to restore and transform a home in the historic small town of Cobalt. The house requires renovations, making it ideal for an experienced renovator, investor, or buyer looking for a project with potential.The property includes parking for one vehicle and a small backyard. With vision and work, this could become a comfortable home or investment property in a community rich in history and character.
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Property Summary
This detached home located at 20 LOWER HELEN Street, Cobalt is currently for sale and has been available for 0 days. This property is listed at $89,900 with an estimated mortgage of $299* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 20 LOWER HELEN Street, Cobalt is in the Cobalt neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cobalt, Cobalt.
- •3 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Cobalt.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Lake/Pond
- Other
- Park
- School Bus Route
Interior Features
- Primary Bedroom - Main Floor
- Water Heater
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobalt?
If you are looking for a house in Cobalt or researching Cobalt real estate for sale, this 3-bedroom detached at 20 LOWER HELEN Street, Cobalt, ON offers an exceptional opportunity to buy a home in Cobalt, Ontario. Whether you are a first-time Cobalt home buyer or comparing active Cobalt MLS® homes for sale, working with a dedicated Cobalt buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobalt realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Cobalt Buyer Budget & Costs
Estimated mortgage: $299*/month*. Estimated Ontario Land Transfer Tax: $624. First-time Cobalt home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobalt
Frequently Asked Questions about 20 LOWER HELEN Street, Cobalt, ON
Q.What is the asking price for 20 LOWER HELEN Street, Cobalt, ON ?
The current listing price for 20 LOWER HELEN Street, Cobalt, ON in Cobalt, Cobalt is $89,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 20 LOWER HELEN Street, Cobalt, ON ?
20 LOWER HELEN Street, Cobalt, ON is a Detached (2-Storey) featuring a Crawl Space basement.
Q.What key property features does 20 LOWER HELEN Street, Cobalt, ON offer?
Key property features include: Lake/Pond, Other, Park, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobalt, Cobalt
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 20 LOWER HELEN Street, Cobalt, ON P0J 1C0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobalt, ON
For a property listed at $89,900 in Cobalt, the legal minimum down payment is $4,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $624 for this transaction. As this listing is in Cobalt (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $624.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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