1006 ONTARIO Street, Cobourg, ON

$688,000
MLS#:X13813774
2 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 2 Bath Home at 1006 ONTARIO Street Cobourg ON listed at $688,000 (MLS# X13813774) - Main View
For Sale
Added:Sep 21, 2026(2 days ago)
Updated:Sep 22, 2026(1 day ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $688,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55.64 x 164.11 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Heater Owned, Primary Bedroom - Main Floor
  • Efficient baseboard heating via other

Description

Welcome to this bright and inviting all brick bungalow with an impressive interlock patio entrance. This home is very nicely renovated and features a wonderful combination of privacy, green-space views and convenient in-town living, backing onto the Golf Course. Set on a landscaped lot in a sought-after neighbourhood, this well-cared-for home features a newly renovated kitchen with beautiful cabinetry, SS appliances, and has been finished with a durable Metal Roof, newer Laminate flooring throughout (carpet free) and plenty of windows with a glass door walk out to the side yard bringing in pleasant natural light. The comfortable floor plan offers front Living room, Separate kitchen, a Family room with Fireplace that could be purposed as a dining room or den. The Primary Bedroom enjoys an ensuite bath and there is a second Bedroom and Full bath on the Main floor. In the partially finished lower level there is a 3rd bedroom and a blank canvas to finish as you choose. The Garage provides convenient interior access to an oversized laundry/mudroom, offering functionality and plenty of additional space. The Mud Room leads into the Kitchen or out to the back covered Pergola & entertainment area. Step outside to the private backyard looking towards the golf course, surrounded by established perennial gardens & trees that add colour and charm throughout the changing seasons. Enjoy a peaceful setting while still being close to shopping, services and amenities, with beautiful Lake Ontario & the beach/parks/downtown just 1 km away. A cheerful, comfortable bungalow in a desirable location with attractive updates, excellent outdoor space and a golf-course backdrop. Easy one level living with great curb appeal and easy living. Tenant has provided notice. Available for a Nov 1st possession. **SOME PHOTOS VIRTUALLY STAGED**

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Property Summary

This detached home located at 1006 ONTARIO Street, Cobourg is currently for sale and has been available on SousaSells for 2 days. This property is listed at $688,000 with an estimated mortgage of $2,290* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 1006 ONTARIO Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$688,000
AddedSep 21, 2026 (2 days ago)
UpdatedSep 22, 2026 (1 day ago)
Last Checked10 minutes ago
Transaction TypeFor Sale
List Office NameCentury 21 United Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull
Lot Size55.64 Ă— 164.11 Feet
CountyNorthumberland
Annual Tax$5,201
Legal DescriptionPART BLOCK C PLAN CADDY (FORMERLY LOT 18 CON 1 HAMILTON) COBOURG, BEING PART 1, 39R14456 TOWN OF COBOURG

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Hospital

Interior Features

  • Carpet Free
  • Water Heater Owned
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom detached at 1006 ONTARIO Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $2,290*/month*. Estimated Ontario Land Transfer Tax: $10,235. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 1006 ONTARIO Street, Cobourg, ON

Q.What is the asking price for 1006 ONTARIO Street, Cobourg, ON ?

The current listing price for 1006 ONTARIO Street, Cobourg, ON in Cobourg, Cobourg is $688,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1006 ONTARIO Street, Cobourg, ON ?

1006 ONTARIO Street, Cobourg, ON is a Detached (Bungalow) featuring a Full basement.

Q.What key property features does 1006 ONTARIO Street, Cobourg, ON offer?

Key property features include: Hospital.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater Owned, Primary Bedroom - Main Floor.

Q.What security features are installed at 1006 ONTARIO Street, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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Location

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1006 ONTARIO Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1006 ONTARIO Street, Cobourg, ON K9A 3C7

Estimated Sales Range
$654,000 - $674,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$206,400 (30.0%)
* Minimum Canadian down payment required for this price is $43,800.
Amortization Period30 Years
Estimated Monthly Payment$2,290Based on a loan of $481,600 over 30 years.
Purchase Price$688,000
Loan Amount$481,600
Provincial Land Transfer Tax:$10,235
Total Estimated Closing Taxes:$10,235

About Purchasing a Home in Cobourg, ON

For a property listed at $688,000 in Cobourg, the legal minimum down payment is $43,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,235 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,235.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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