1040 Division Street, Cobourg, ON
Property Highlights
Welcome to this remarkable sale of business located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $189,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 1 Bathroom
- Premium 180.18 x 374.21 ft lot size
- equipped with yes central cooling and highly efficient gas forced air closed heating
Description
Established coffee and tea distribution business founded in 2013, operating from a high-visibility retail location in Northumberland servicing the surrounding region with convenient access to Highway 401. The business offers a diverse range of coffee, tea, sweeteners, syrups, brewing equipment, frothers, and related accessories. Established customer database with over 4,000 contacts supporting both retail (B2C) and recurring corporate (B2B) sales, including local commercial supply accounts. Significant opportunity to expand through digital marketing initiatives and further growth of wholesale channels. Well-maintained retail space with upgraded POS system installed in November 2025, providing enhanced reporting and operational insights. Furniture, fixtures, and equipment are well maintained. Two years remaining on current lease with a five-year renewal option. Owner willing to provide training to support a smooth transition. Financial statements and equipment list available to qualified buyers.
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Property Summary
This sale of business located at 1040 Division Street, Cobourg is currently for sale and has been available for 173 days. This property is listed at $189,900 with an estimated mortgage of $632* per month. It has 0 beds, 1 bathroom, and is unknown square feet. 1040 Division Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •1 well-appointed bathroom
- •Desirable Sale Of Business architecture in Cobourg, Cobourg
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
None listed
Security Features
- Yes
Community Features
- Major Highway
- Recreation/Community Centre
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this sale of business at 1040 Division Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Cobourg Buyer Budget & Costs
Estimated mortgage: $632*/month*. Estimated Ontario Land Transfer Tax: $1,624. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 1040 Division Street, Cobourg, ON
Q.What is the asking price for 1040 Division Street, Cobourg, ON ?
The current listing price for 1040 Division Street, Cobourg, ON in Cobourg, Cobourg is $189,900.
Q.How many bedrooms and bathrooms does this property have?
This property features null bedrooms and 1 bathroom.
Q.What property type and architectural style is 1040 Division Street, Cobourg, ON ?
1040 Division Street, Cobourg, ON is a Sale Of Business () featuring a basement.
Q.What neighborhood and community amenities are nearby?
Community features and nearby amenities include: Major Highway, Recreation/Community Centre.
Q.What security features are installed at 1040 Division Street, Cobourg, ON ?
Security features include: Yes.
Q.What heating and cooling systems are installed?
Heating is provided via standard central heat and cooling via Yes.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 1040 Division Street 4, Cobourg, ON K9A 5Y5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $189,900 in Cobourg, the legal minimum down payment is $9,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,624 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,624.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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