11 Pebble Beach Drive, Cobourg, ON

$3,894,000
MLS#:X14128922
3 beds
4 baths
3000-3500 sqft
9.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 4 Bath Home at 11 Pebble Beach Drive Cobourg ON listed at $3,894,000 (MLS# X14128922) - Main View
For Sale
Added:Oct 29, 2026(today)
Updated:Oct 29, 2026(today)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and shingle construction, this residence presents an exceptional opportunity offered at $3,894,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 129 x 202.37 ft lot
  • Features a apartment, finished with walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 3.0 garage spaces (9.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

** Frame Every Moment in Perfection. From captivating sunrises and ever-changing winter landscapes to falling snow and moonlight dancing across open water, living here inspires your inner photographer - turning everyday views into a masterwork. Experience exceptional Lake Ontario Waterfront livng in this distinctive residence where sophisitcated design meets serene natural beauty. Reminiscent of a Luxury Cruise Ship; the home reveals Open Water Views as you seamlessly move from the Chef's Kitchen to the Dining Area, Expansive Lounge, Serene Primary Bedroom and Private Ensuite. Curated by Owners inspired by the World's Finest Five and Seven Star Hotels, this Residence was designed to surpass those standards- offering a permanent retreat no hotel suite can match. Offering 4, 521 Sq.Ft. Above Grade Plus 3.446 Sq.Ft. of Versatile Lower Level Space, Highlights include impressive ceiling heights, floor to ceiling windows and a striking floating staircase with integrated sensor lighting. The Chef inspired Kitchen boasts premium Sub-Zero, Wolf, Miele and Thermador Appliances, Two Fisher & Paykel Dishwashers, Two Freezer Drawers and an Elegant 90 Bottle Glass Cable Wine Rack. Luxury Amenities include a Samsung Air Dresser, Custom Lighting, Integrated Smart Home AV & Security Systems, Outdoor Audio, Primary Ensuite Mirror TV, Whole Home HEPA Filtration, Reverse-Osmosis Water and select Heated Floors. The Finished Lower Level features a Professional Style Gym and a Private Nanny's Suite with Full Kitchen, Washroom and Separate Entrance. An Attached 3 Car Garage with Showroom - Quality Expoxy Flooring completes the home. Multiple Walk-Outs Open to the Rear Patio and Lake. All Furniture and Decor are included (subject to Limited Personal Exclusions) Offering a Rare Move-In Ready Lifestyle. Set on a Quiet Cul-De-Sac in charming Coburg, perfectly positioned between Victoria Beach and West Beach near the Harbour and Historic Downtown, this is Lakeside Living at its Finest !!!

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Property Summary

This detached home located at 11 Pebble Beach Drive, Cobourg is currently for sale and has been available for 0 days. This property is listed at $3,894,000 with an estimated mortgage of $12,962* per month. It has 3 beds, 4 bathrooms, and is 3000-3500 square feet. 11 Pebble Beach Drive, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$3,894,000
AddedOct 29, 2026 (today)
UpdatedOct 29, 2026 (today)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameiCloud Realty Ltd.

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionBrick, Shingle
BasementApartment, Finished with Walk-Out, Finished
Lot Size129 Ă— 202.37 Feet
CountyNorthumberland
Annual Tax$28,599.7
Legal DescriptionPt Lot 23 Con A Hamilton; PT Water Lt in Front of Lot 23 Con A Hamilton Pt 1 & 2 39R2092; Coburg

Parking & Garage

Parking Total9.0
Parking Space6
Garage Parking3.0
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Beach
  • Clear View
  • Cul de Sac/Dead End
  • Fenced Yard
  • Waterfront

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Built-In Oven
  • Carpet Free
  • Countertop Range
  • Floor Drain
  • In-Law Suite
  • Intercom
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Sewage Pump
  • Storage Area Lockers
  • Sump Pump
  • Upgraded Insulation
  • Ventilation System
  • Water Heater
  • Water Meter
  • Water Purifier
  • Water Softener
  • Water Treatment

Security Features

  • Alarm System

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom detached at 11 Pebble Beach Drive, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $12,962*/month*. Estimated Ontario Land Transfer Tax: $83,825. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 11 Pebble Beach Drive, Cobourg, ON

Q.What is the asking price for 11 Pebble Beach Drive, Cobourg, ON ?

The current listing price for 11 Pebble Beach Drive, Cobourg, ON in Cobourg, Cobourg is $3,894,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 11 Pebble Beach Drive, Cobourg, ON ?

11 Pebble Beach Drive, Cobourg, ON is a Detached (Bungaloft) featuring a Apartment, Finished with Walk-Out, Finished basement.

Q.What key property features does 11 Pebble Beach Drive, Cobourg, ON offer?

Key property features include: Arts Centre, Beach, Clear View, Cul de Sac/Dead End, Fenced Yard, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range, Floor Drain, In-Law Suite, Intercom, On Demand Water Heater, Primary Bedroom - Main Floor, Sewage Pump, Storage Area Lockers, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Meter, Water Purifier, Water Softener, Water Treatment.

Q.What security features are installed at 11 Pebble Beach Drive, Cobourg, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 9.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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11 Pebble Beach Drive, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 11 Pebble Beach Drive, Cobourg, ON K9A 2C2

Estimated Sales Range
$3,699,000 - $3,816,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,168,200 (30.0%)
* Minimum Canadian down payment required for this price is $778,800.
Amortization Period30 Years
Estimated Monthly Payment$12,962Based on a loan of $2,725,800 over 30 years.
Purchase Price$3,894,000
Loan Amount$2,725,800
Provincial Land Transfer Tax:$83,825
Total Estimated Closing Taxes:$83,825

About Purchasing a Home in Cobourg, ON

For a property listed at $3,894,000 in Cobourg, the legal minimum down payment is $778,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $83,825 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $83,825.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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