12 Station Street, Cobourg, ON

$449,000
MLS#:X14148226
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 12 Station Street Cobourg ON listed at $449,000 (MLS# X14148226) - Main View
Open House
For Sale
Added:Nov 4, 2026(today)
Updated:Nov 4, 2026(today)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 53.62 x 53.29 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (2.0 total parking spaces)
  • Notable attributes: Solar Tube
  • Efficient forced air heating via propane

Description

Welcome to a delightful 2 bedroom, 1 bath home perfectly positioned directly across from the Cobourg VIA Rail station - an ideal spot for anyone who loves the rhythm, romance, and convenience of rail travel. Whether you're a commuter, a railfan, or simply someone who appreciates the energy of a historic train corridor, this property offers a front row seat to it all .Inside, the home features a warm, inviting layout with bright living spaces, a functional kitchen, and two comfortable bedrooms. The single bathroom is well maintained and efficient, making the home easy to care for and enjoy. What truly sets this property apart is the detached multi purpose studio - a sun filled space that can serve as a home office, creative studio, spare bedroom, games room, or personal retreat. With its own entrance and abundant natural light, it's a flexible bonus area that expands the way you can live, work, and play. Step outside and you're greeted by the unmistakable charm of Cobourg's train station just across the road. Watch the trains roll in, enjoy the nostalgia of rail travel, or take advantage of effortless access to Toronto, Kingston, and beyond. For train lovers, this location isn't just convenient - it's inspiring. Whether you're seeking a cozy home with character, a commuter's haven, or a unique property with a nod to railway heritage, this listing delivers something truly special.

Upcoming Open Houses

1 Scheduled
Sunday, November 8, 202612:00 PM - 2:00 PMPublic
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Property Summary

This detached home located at 12 Station Street, Cobourg is currently for sale and has been available for 0 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 12 Station Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$449,000
AddedNov 4, 2026 (today)
UpdatedNov 4, 2026 (today)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameRealty Executives Pentel Ltd.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Wood
BasementCrawl Space
Lot Size53.62 Ă— 53.29 Feet
CountyNorthumberland
Annual Tax$2,685
Rental ItemsPropane Tank(s)
Legal DescriptionSee Realtor Remarks

Parking & Garage

Parking Total2.0
Parking Space2
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Cul de Sac/Dead End
  • Level

Interior Features

  • Solar Tube

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom detached at 12 Station Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

Browse all verified Cobourg real estate listings, compare active Cobourg houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $1,495*/month*. Estimated Ontario Land Transfer Tax: $5,455. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 12 Station Street, Cobourg, ON

Q.What is the asking price for 12 Station Street, Cobourg, ON ?

The current listing price for 12 Station Street, Cobourg, ON in Cobourg, Cobourg is $449,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 12 Station Street, Cobourg, ON ?

12 Station Street, Cobourg, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 12 Station Street, Cobourg, ON offer?

Key property features include: Cul de Sac/Dead End, Level.

Q.What interior features are included in this home?

Interior highlights include: Solar Tube.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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12 Station Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 12 Station Street, Cobourg, ON K9A 1Z3

Estimated Sales Range
$427,000 - $440,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Cobourg, ON

For a property listed at $449,000 in Cobourg, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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