125 Third Street, Unit 18, Cobourg, ON

$797,000
MLS#:X12254440
2 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $797,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote, Intercom, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via other

Description

# Discover Elegant Harbourwalk Living. Be part of the Lakeside Community in this luxurious and beautifully appointed 1,140 sq.ft. penthouse suite, nestled in the heart of Cobourg's prestigious Harbourwalk community at 125 Third Street. This exceptional residence blends sophistication with everyday comforts, creating an ideal retreat. Sunlight streams through generous windows, illuminating a naturally sun-filled principal area that flows seamlessly into a gourmet kitchen, which features abundant storage and ample counter space for all your culinary needs. A thoughtfully designed open concept includes the kitchen, dining room & living room with a natural gas fireplace and walk-out - providing access to your lake-view balcony seating where breathtaking sunsets over the ever-changing waters of Lake Ontario and north/west views over the roof tops of Cobourg is your stage. The primary bedroom offers spacious double closets and a private ensuite bath; a personal oasis for relaxation. Meanwhile, the second bedroom includes ample storage and convenient access to a semi-ensuite 3-piece bath, ensuring comfort for family or guests. Practical luxuries abound, including in-suite laundry, heated underground parking, close to the elevator and an additional storage locker to keep those extra items safe and organized. Common elements include a versatile Party/Meeting Room, ideal for hosting larger gatherings or special events. Located in the charming town of Cobourg, just 60-90 minutes east of Toronto, you can enjoy peaceful waterfront living while being steps away from downtown's delightful boutiques, diverse restaurants and a seasonal farmers' market. The sandy beach, Victoria Park, waterfront boardwalk and Ecology Garden offer abundant recreational opportunities for outdoor enthusiasts, while history enthusiasts will appreciate the Sifton Cook Heritage Centre and the surrounding historical neighbourhood and homes. Your lakeside sanctuary awaits, ready to welcome you home.

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Property Summary

This condo apartment located at 125 Third Street, Cobourg is currently for sale and has been available on SousaSells for 381 days. This property is listed at $797,000 with an estimated mortgage of $2,653* per month. It has 2 beds, 2 bathrooms, and is 1000-1199 square feet. 125 Third Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 16, 2025
Sold price information is available to members only
Listed Date7/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$4,815

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Clear View, Golf, Marina, Park, Rec./Commun.Centre

Interior Features

Auto Garage Door Remote, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Storage Area Lockers, Water Heater Owned, Wheelchair Access, Carpet Free

Security Features

Other

Community Features

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Location

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125 Third Street, Unit 18, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 125 Third Street 407, Cobourg, ON K9A 5W9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$239,100 (30.0%)
* Minimum Canadian down payment required for this price is $54,700.
Amortization Period30 Years
Estimated Monthly Payment$2,653Based on a loan of $557,900 over 30 years.
Purchase Price$797,000
Loan Amount$557,900
Provincial Land Transfer Tax:$12,415
Total Estimated Closing Taxes:$12,415

About Purchasing a Home in Cobourg, ON

For a property listed at $797,000 in Cobourg, the legal minimum down payment is $54,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,415 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,415.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.