1286 Ontario Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Premium 75 x 150 ft lot size
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 9.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Storage, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 1286 Ontario St. in beautiful Northumberland, with easy, close access to spectacular waterfront and historic downtown Cobourg. This attractive family home is being sold "as is" and needs some work and was originally a 3 bedroom and can easily be converted back and boasts a massive circular drive that can easily hold a minimum of 8 cars, a spacious living and dining room featuring hardwood floors and an electric fireplace. There is an eat-in kitchen with a double sink and a walk-out to a large raised deck. Both the huge Primary bedroom and the 2nd bedroom have hardwood floors as well as ample closet space. The basement provides 2 large finished rooms and even more unfinished space with the laundry, furnace and work and cold rooms. Enjoy your tour through this fine home!
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Property Summary
This detached home located at 1286 Ontario Street, Cobourg is currently for sale and has been available on SousaSells for 544 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 2 beds, 2 bathrooms, and is unknown square feet. 1286 Ontario Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Golf, Greenbelt/Conservation, Hospital, Park, School
Interior Features
Storage, Water Heater
Security Features
None
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1286 Ontario Street, Cobourg, ON K9A 3E2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $589,900 in Cobourg, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.