13 Coverdale Avenue, Cobourg, ON

$799,999
MLS#:X13870186
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 13 Coverdale Avenue Cobourg ON listed at $799,999 (MLS# X13870186) - Main View
Open House
For Sale
Added:Oct 7, 2026(today)
Updated:Oct 7, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $799,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 128 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Morning coffee on the covered front porch. Lake Ontario just steps away.Welcome to 13 Coverdale Avenue, Cobourg-a charming Cape Cod-style home in a well-established, highly sought-after neighbourhood, steps from Lookout Point and its beautiful lake views. With 3 bedrooms, 2 bathrooms and thoughtful updates throughout, this home brings character and everyday convenience together. The updated kitchen features a farmhouse sink, butcher block counters and a breakfast nook made for slow mornings, quick meals and catching up over coffee. And it's the little details that make this home stand out. Built-in storage beneath the front window, a clever towel rod with hidden hooks, and a folding desktop that makes room for the Murphy bed-smart touches that help you make the most of your space. The fully finished basement offers a playroom area, rec room space, four-piece bathroom, laundry room, cold cellar and even more storage. Set on a good-sized lot with a detached garage, there's room for outdoor living, hobbies and the practical extras. With parks, schools and Cobourg's beach within walking distance, you can enjoy everything this lakeside community has to offer. Charm, clever design and the lake just down the street. Welcome home to 13 Coverdale. Extras.***Tankless Water Heater (2026) Dishwasher (2026) Upper Windows (2024) A/C (2022)Main Floor Hardwood Flooring (2018) Furnace and Roof (2016).

Upcoming Open Houses

1 Scheduled
Saturday, October 10, 202612:00 PM - 2:00 PMPublic
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Property Summary

This detached home located at 13 Coverdale Avenue, Cobourg is currently for sale and has been available for 0 days. This property is listed at $799,999 with an estimated mortgage of $2,663* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 13 Coverdale Avenue, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$799,999
AddedOct 7, 2026 (today)
UpdatedOct 7, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameColdwell Banker Electric Realty

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Brick
BasementFull, Finished
Lot Size70 Ă— 128 Feet
CountyNorthumberland
Annual Tax$4,806
Rental ItemsHot Water On Demand
Legal DescriptionLT 14 PL 232 COBOURG; COBOURG

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Place Of Worship
  • School
  • Park
  • Fenced Yard
  • Level

Interior Features

  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom detached at 13 Coverdale Avenue, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $2,663*/month*. Estimated Ontario Land Transfer Tax: $12,475. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 13 Coverdale Avenue, Cobourg, ON

Q.What is the asking price for 13 Coverdale Avenue, Cobourg, ON ?

The current listing price for 13 Coverdale Avenue, Cobourg, ON in Cobourg, Cobourg is $799,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 13 Coverdale Avenue, Cobourg, ON ?

13 Coverdale Avenue, Cobourg, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 13 Coverdale Avenue, Cobourg, ON offer?

Key property features include: Beach, Place Of Worship, School, Park, Fenced Yard, Level.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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13 Coverdale Avenue, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 13 Coverdale Avenue, Cobourg, ON K9A 4H4

Estimated Sales Range
$760,000 - $784,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$240,000 (30.0%)
* Minimum Canadian down payment required for this price is $55,000.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $559,999 over 30 years.
Purchase Price$799,999
Loan Amount$559,999
Provincial Land Transfer Tax:$12,475
Total Estimated Closing Taxes:$12,475

About Purchasing a Home in Cobourg, ON

For a property listed at $799,999 in Cobourg, the legal minimum down payment is $55,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,475 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,475.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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