138 Hibernia Street, Unit 203, Cobourg, ON

$479,900
MLS#:X13800762
2 beds
1 baths
700-799 sqft
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 1 Bath Home at 138 Hibernia Street Cobourg ON listed at $479,900 (MLS# X13800762) - Main View
For Sale
Added:Sep 18, 2026(3 days ago)
Updated:Sep 18, 2026(3 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 0.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to effortless downtown living in the heart of Cobourg! This bright and beautifully updated 2-bedroom condo offers the perfect opportunity to enjoy a walkable lifestyle just steps from everything this charming community has to offer.The west-facing layout fills the home with natural afternoon light. Inside, the open-concept living and dining space creates a comfortable setting for everyday living and entertaining, while two generous bedrooms and a stylishly renovated bathroom provide plenty of space to settle in and make it your own.Extensively updated in recent years, the home is truly move-in ready. The bathroom and A/C were updated in 2024, followed by a new forced-air furnace, fridge, dishwasher, fresh paint and modern light fixtures in 2025.And then there's the location. Leave the car behind and walk to Cobourg's beautiful waterfront, marina, boardwalk and beach, or head into downtown for local restaurants, cafés, boutique shops and community events. Street parking is available nearby, making this an ideal home for anyone looking to embrace the convenience and charm of downtown living.A beautifully maintained home, a prime location, and nothing left to do but move in and enjoy!

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Property Summary

This condo apartment located at 138 Hibernia Street, Cobourg is currently for sale and has been available on SousaSells for 3 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 138 Hibernia Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$479,900
Maintenance Fee$522.91/mo
AddedSep 18, 2026 (3 days ago)
UpdatedSep 18, 2026 (3 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameHomesmiths Real Estate Ltd.

Property Details

Property Sub-TypeCondo Apartment
Architectural Style3-Storey
ConstructionBrick
BasementNone
CountyNorthumberland
Annual Tax$2,762
Rental ItemsHot Water Tank

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom condo apartment at 138 Hibernia Street, Unit 203, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

Browse all verified Cobourg real estate listings, compare active Cobourg houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $1,597*/month*. Estimated Ontario Land Transfer Tax: $6,073. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 138 Hibernia Street, Unit 203, Cobourg, ON

Q.What is the asking price for 138 Hibernia Street, Unit 203, Cobourg, ON ?

The current listing price for 138 Hibernia Street, Unit 203, Cobourg, ON in Cobourg, Cobourg is $479,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-799 sqft.

Q.What property type and architectural style is 138 Hibernia Street, Unit 203, Cobourg, ON ?

138 Hibernia Street, Unit 203, Cobourg, ON is a Condo Apartment (3-Storey) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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138 Hibernia Street, Unit 203, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 138 Hibernia Street 203, Cobourg, ON K9A 3J8

Estimated Sales Range
$456,000 - $470,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in Cobourg, ON

For a property listed at $479,900 in Cobourg, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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