14 Spencer Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Premium 32.4 x 164.65 ft lot size
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Storage, Water Heater, Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Updated from top to bottom, inside and out, this semi detached home set on a large private, mature lot offers an abundance of value. Spacious and bright, this home was just painted throughout and features 3 bedrooms (or 2 Bedrooms + Office/Den), 2 full recently remodeled bathrooms, amazing kitchen space with oversized sit up peninsula, an abundance of natural light, charter and charm, reminding you of being built in 1886. Walk out to the private and deep backyard space with newly constructed deck and patio slabs complete with hook-up for hot tub, perfect for entertaining friends and family. Brand New A/C, Steel Roof, Soffit, Facia, Eaves, Driveway, 2 Bathrooms, Energy Efficient Main Floor Windows all completed within last 5 years. **See Attached Brochure for List of all Updates**
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Property Summary
This detached home located at 14 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 761 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 14 Spencer Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Public Transit, Rec./Commun.Centre, Park, Hospital, School, Beach
Interior Features
Storage, Water Heater, Other
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 14 Spencer Street W, Cobourg, ON K9A 2G3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $549,000 in Cobourg, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.