148 Third Street, Unit 206, Cobourg, ON

$485,000
MLS#:X13528496
1 beds
1 baths
600-699 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $485,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Every Little Bird, Needs a Little Nest Looking for a cozy space that punches above its square footage?Welcome to this bright and beautifully laid-out 1-bedroom condo that proves good things really do come insmart, efficient packages. Step into a sun-filled living space that doesn't believe in being gloomy. The sleekgranite kitchen is ready for everything from gourmet experiments to takeout plating (we don't judge),offering both style and durability. The open layout makes it easy to cook, relax, and pretend you're on ahome design show. The bedroom is comfortable and private, complete with an ensuite bathroom and walkthrough closet. You'll also enjoy the convenience of in-suite laundry, meaning no more awkward elevatorrides with a basket of socks. Need a breath of fresh air? Your private balcony is perfect for morning coffee,evening unwinding.This unit also includes underground parking-because scraping ice off your car is a personality trait no one needs. Step outside and you're moments from a scenic waterfront trail and beach at the south end of the building. Morning jogs, sunset strolls, or simply sitting by the water pretending you're on vacation-it's all right there. Perfect for first-time buyers, downsizers, or anyone who appreciate slow-maintenance living with a side of lifestyle perks. Small footprint, big appeal.

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Property Summary

This condo apartment located at 148 Third Street, Cobourg is currently for sale and has been available on SousaSells for 10 days. This property is listed at $485,000 with an estimated mortgage of $1,614* per month. It has 1 bed, 1 bathroom, and is 600-699 square feet. 148 Third Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$3,694

Parking & Garage

Parking Spaces1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Virtual Tours

Location

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148 Third Street, Unit 206, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 148 Third Street 206, Cobourg, ON K9A 5X2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$145,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,250.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,500 over 30 years.
Purchase Price$485,000
Loan Amount$339,500
Provincial Land Transfer Tax:$6,175
Total Estimated Closing Taxes:$6,175

About Purchasing a Home in Cobourg, ON

For a property listed at $485,000 in Cobourg, the legal minimum down payment is $24,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,175 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.