
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 164 University Avenue West, Cobourg! Built in 1916, this charming detached home blends character with thoughtful updates. The delightful front porch sparkles with twinkling lights on summer evenings and looks beautiful year-round, creating a warm and welcoming first impression. Inside, refinished hardwood floors span both levels, complemented by fresh Benjamin Moore White Dove paint throughout. The bright, elegant living room offers a lovely space to relax and entertain, featuring a vintage brick fireplace with the potential for a modern gas insert. The spacious, updated and reconfigured kitchen boasts stainless steel appliances, pot lights, an island and a classic, functional butler's pantry, combining everyday convenience with timeless appeal. The inviting dining area is perfect for intimate dinners and memorable gatherings, while newer front and back doors add a fresh touch. Upstairs, three bedrooms include a spacious primary bedroom accommodating a king-size bed, along with the main bathroom. A unique second-floor sunroom overlooks the generous backyard, providing a peaceful retreat for a home office, yoga practice or quiet morning coffee. The basement adds versatility with a three-piece bathroom, laundry area and a separate room ideal for storage, a TV room or additional living space. The distinctive L-shaped lot features a detached garage and driveway accessed from Ball Street, along with additional parking at the front of the home, west of the porch. Enjoy a short walk to downtown Cobourg's shops, restaurants and local amenities, as well as renowned Victoria Beach and its beautiful waterfront. An appealing opportunity to own a character-filled home offering thoughtful updates, versatile living spaces and exceptional value in an established neighbourhood. Enjoy the best of downtown living and lakeside leisure, all close at hand. Offers anytime.
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This detached home located at 164 University Avenue, Cobourg is currently for sale and has been available for 0 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 164 University Avenue, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom detached at 164 University Avenue, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Cobourg real estate listings, compare active Cobourg houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $1,994*/month*. Estimated Ontario Land Transfer Tax: $8,455. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
The current listing price for 164 University Avenue, Cobourg, ON in Cobourg, Cobourg is $599,000.
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
164 University Avenue, Cobourg, ON is a Detached (2-Storey) featuring a Partially Finished basement.
Interior highlights include: Carpet Free, In-Law Capability.
Yes, this property offers parking space for 3.0 vehicles (Detached).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 164 University Avenue, Cobourg, ON .
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 164 University Avenue W, Cobourg, ON K9A 2H2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $599,000 in Cobourg, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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