Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $945,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Set in the heart of Cobourg's cherished downtown, this iconic 1840s heritage home feels as though it belongs in the pages of a well-loved novel, where every room tells a story and every detail has been thoughtfully preserved. Inside, original features create a sense of quiet elegance, including a graceful curved staircase with its sculptural newel post, extra-high baseboards, and intricate trim. The home has been freshly painted, bringing a light and tranquil feel. The front living room, anchored by a gas fireplace and warm wood floors, invites relaxed conversation and slow mornings, flowing through double doors into a sun-filled den with built-in cabinetry. The dining room offers crown moulding and natural light, setting the stage for both intimate dinners and lively gatherings. The kitchen has been thoughtfully updated with built-in appliances, a timeless tile backsplash, recessed lighting, and a generous island. At the rear of the home, the family room offers a peaceful retreat with its own gas fireplace and built-in bench seating, ideal for curling up with a book on a cool afternoon. A walkout connects seamlessly to the garden, creating an easy flow between indoor and outdoor living. The main level is completed by a beautifully finished mudroom with classic wainscoting and a convenient guest bath. Upstairs, three bright bedrooms offer comfort and charm, along with a versatile office or dressing room featuring custom built-ins. The bathroom feels timeless and inviting, in keeping with the home's character. Outside, the fully fenced yard is both private and beautifully landscaped, framed by mature trees. A spacious deck, covered patio, and fire pit create an inviting setting for summer evenings and quiet weekends at home. The rare detached garage adds both function and appeal. Located just moments from Cobourg Beach, the marina, and downtown shops and cafes, with convenient access to the 401, this is a home where history and everyday living come together.
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Beach, Fenced Yard, Library, Marina, Place Of Worship, Rec./Commun.Centre
Water Heater Owned
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 177 King Street W, Cobourg, ON K9A 2M8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $945,900 in Cobourg, the legal minimum down payment is $69,590 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,393 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,393.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.