182 D'Arcy Street, Unit 26, Cobourg, ON

$432,500
MLS#:X13671942
2 beds
1 baths
900-999 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $432,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 2.0 total parking spaces available
  • Notable attributes: Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers
  • equipped with other, wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Sought after, sun-Filled CORNER unit in a charming condo-townhouse community! Ideally located just steps from historic downtown Cobourg and a short stroll to beautiful Cobourg Beach/Victoria Park. This pristine, move-in-ready 2-bedroom home offers the perfect blend of comfort, convenience and privacy. The spacious primary bedroom features a walkout to your private, south-facing balcony surrounded by mature tree's, tucked away from the road for a peaceful outdoor retreat (BBQ's allowed). Large ensuite locker for all of your storage needs! The bright, open-concept kitchen, living and dining area provides plenty of space for everyday living and entertaining. Substantial upgrades including three new (2024) heat pump units providing efficient and economical heating and cooling throughout the home- transferrable 10 year warranty. A private parking space is conveniently located directly in front of the unit for easy access as well as secondary space for optional rent $35/month (pending availability). A wonderful opportunity to enjoy low-maintenance living in a fantastic Cobourg location!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This townhouse located at 182 D'Arcy Street, Cobourg is currently for sale and has been available on SousaSells for 0 days. This property is listed at $432,500 with an estimated mortgage of $1,440* per month. It has 2 beds, 1 bathroom, and is 900-999 square feet. 182 D'Arcy Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date8/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$3,008.58

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingOther, Wall Unit(s)

Features

Property Features

  • Beach
  • Hospital
  • Lake/Pond
  • Library
  • Place Of Worship
  • School

Interior Features

  • Separate Heating Controls
  • Separate Hydro Meter
  • Storage Area Lockers
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 182 D'Arcy Street, Unit 26, Cobourg, ON

Q.What is the asking price for 182 D'Arcy Street, Unit 26, Cobourg, ON ?

The current listing price for 182 D'Arcy Street, Unit 26, Cobourg, ON in Cobourg, Cobourg is $432,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 182 D'Arcy Street, Unit 26, Cobourg, ON ?

182 D'Arcy Street, Unit 26, Cobourg, ON is a Condo Townhouse (Apartment) featuring a None basement.

Q.What key property features does 182 D'Arcy Street, Unit 26, Cobourg, ON offer?

Key property features include: Beach, Hospital, Lake/Pond, Library, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other, Wall Unit(s).

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Location

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182 D'Arcy Street, Unit 26, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 182 D'Arcy Street F205, Cobourg, ON K9A 5J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$129,750 (30.0%)
* Minimum Canadian down payment required for this price is $21,625.
Amortization Period30 Years
Estimated Monthly Payment$1,440Based on a loan of $302,750 over 30 years.
Purchase Price$432,500
Loan Amount$302,750
Provincial Land Transfer Tax:$5,125
Total Estimated Closing Taxes:$5,125

About Purchasing a Home in Cobourg, ON

For a property listed at $432,500 in Cobourg, the legal minimum down payment is $21,625 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,125 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,125.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.