186 Durham Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 55.97 x 62.31 ft lot
- Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Cookie cutter homes come and go but fully renovated century homes within walking distance of the lake? Thats not something you see every day! This stunning 3 Bedroom, 3 Bath heritage home has been completely reimagined throughout & perfectly blends all the character you would expect to see in a charming heritage home with the interior design straight out of a magazine! Situated in the heart of downtown Cobourg a short stroll from the lake, Cobourg beach & historic downtown! Enjoy your morning coffee or evening glass of wine from your large wrap around porch! Hundreds of thousands spent in recent renovations every inch of this home has been meticulously updated and rebuilt from the foundation and exterior walls. All new windows, plumbing, electrical, HVAC, dry wall, flooring, bathrooms, kitchen, the list goes on! Main level features open concept layout with luxury vinyl plank flooring throughout, 2 pc bath, laundry area, large living area, dining area & gorgeous eat-in kitchen with large centre island with quartz counters & breakfast bar! Second level boasts vinyl plank flooring throughout, 3 bedrooms & 2 full updated baths including oversized primary bedroom with walk-in closet & stunning ensuite bath! Full wrap around porch, detached garage and backyard complete with new fence! Excellent location steps from downtown, walking distance to shopping, amenities, restaurants, wood boardwalk, Cobourg beach & marina! Approx. 30 mins from Durham Region and mins from 401 access for easy commuting! This home is an absolute must see! See Virtual Tour!
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Pricing & Value Insights
Data-driven valuation for 186 Durham Street, Cobourg, ON K9A 3H6
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About Purchasing a Home in Cobourg, ON
For a property listed at $749,900 in Cobourg, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.