197 Carroll Crescent, Cobourg, ON

$580,000
MLS#:X13485650
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $580,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 31 x 123.02 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the sought after east end of Cobourg, this lovely all brick bungalow home is ready for it's new chapter. Offering 2 bedrooms, 2 bathrooms and an open concept living, dining and kitchen area, the home provides a welcoming space for both everyday living and entertaining. The primary bedroom provides ample space and double closets. The second bedroom features sliding glass doors with direct access to the deck and fully fenced in backyard. Backing onto the private and exclusive Fitzhugh lane, the property enjoys added privacy with no direct rear neighbours. The partially finished basement includes a second bathroom , laundry area, and plenty of additional space to make it your own. Ideally located close to parks, excellent schools, waterfront trails, Lucas point, Lake Ontario, Victoria beach, downtown shops and restaurants. This home combines comfort, convenience and location. The property is being sold "as is". Neither the Seller nor the Listing Brokerage make any representations or warranties regarding the condition of the property.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 29, 2026
Sold price information is available to members only
Listed Date6/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished
Lot Size31 × 123.02 Feet
CountyNorthumberland
Annual Tax$4,476.16
Legal DescriptionPT LT 35-36 PL 468 COBOURG PT 28, 39R6354; S/T RIGHT TO ENTER IN NC269428; COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Water Heater, Workbench, Central Vacuum

Security Features

Community Features

Location

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197 Carroll Crescent, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Carroll Crescent, Cobourg, ON K9A 5P8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$33,000 (5.7%)
* Minimum Canadian down payment required for this price is $33,000.
Amortization Period25 Years
Estimated Monthly Payment$3,260Based on a loan of $547,000 over 25 years.
Purchase Price$580,000
Loan Amount$547,000
Provincial Land Transfer Tax:$8,075
Total Estimated Closing Taxes:$8,075

About Purchasing a Home in Cobourg, ON

For a property listed at $580,000 in Cobourg, the legal minimum down payment is $33,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,075 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,075.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$770,044

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.