203 Bagot Street, Cobourg, ON

$719,000
MLS#:X13044344
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $719,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40.6 x 66 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

This pretty vintage bungalow graces one of Cobourg's most coveted streets, steps from the beach boardwalk at the south end of the street. This premium location is walkable to all of downtown Cobourg's amenities. Solidly built and thoughtfully renovated, this home retains its original charm while offering modern updates. Start your day with coffee on the welcoming front porch. The kitchen is a showstopper, featuring custom cabinetry, sleek stainless appliances, and elegant quartz surfaces. An oversized east-facing window bathes the living room in natural light, and the ample sized dining room sets the stage for intimate gatherings. Original oak hardwood floors flow through the bedrooms and living spaces, beautifully contrasted by porcelain tile in the kitchen and heated porcelain in the bathrooms. A cost effective radiant heating system and modern cooling system ensures consistent comfort throughout every season. The primary bedroom provides ample space for a king-size bed. The 2nd bedroom, currently utilized as an office, conveniently opens to the outdoor living area with a patio and backyard. The lower level expands your living space with an additional bedroom, a versatile den, a laundry room, and abundant storage options.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementFull, Finished
Lot Size40.6 × 66 Feet
CountyNorthumberland
Annual Tax$3,777
Legal DescriptionPT LT 21 BLK I S/S KING ST PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG AS IN CB123268; COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Beach, Golf, Hospital, Library, Place Of Worship, Park

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Storage

Security Features

Community Features

Location

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203 Bagot Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 203 Bagot Street, Cobourg, ON K9A 3G5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$46,900 (6.5%)
* Minimum Canadian down payment required for this price is $46,900.
Amortization Period25 Years
Estimated Monthly Payment$4,005Based on a loan of $672,100 over 25 years.
Purchase Price$719,000
Loan Amount$672,100
Provincial Land Transfer Tax:$10,855
Total Estimated Closing Taxes:$10,855

About Purchasing a Home in Cobourg, ON

For a property listed at $719,000 in Cobourg, the legal minimum down payment is $46,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,855.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,047

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.