215 Water Street, Cobourg, ON

$1,285,000
MLS#:X13063818
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3 Bedrooms
4 baths
2000-2500 sqft
8.0 parking
Residential Freehold
Sold property - 3 Bed, 4 Bath Home at 215 Water Street Cobourg ON listed at $1,285,000 (MLS# X13063818) - Main View
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This property was sold on June 1, 2026. Listing is for reference only.
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Added:Apr 30, 2026(198 days ago)
Updated:Jun 1, 2026(166 days ago)
Last Checked:16 minutes ago

Property Highlights

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Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and hardboard construction, this residence presents an exceptional opportunity offered at $1,285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 122.33 x 53.9 ft lot
  • Features a separate entrance, finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (8.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • Efficient forced air heating via gas

Description

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Experience a sun-drenched, turn-key lifestyle in this custom Stalwood-built home . Perfectly positioned in a sought-after location, this one-owner property offers direct views of Lake Ontario through floor-to-ceiling windows. The open-concept main floor features 9ft ceilings with tray details, a gas fireplace, and a seamless flow from the kitchen to the dining and living areas. Step onto the elevated south- and west-facing deck to enjoy summer breezes off the water. Two well-appointed bedrooms, a 3pc bath with jet tub, a 2pc guest bath, and laundry room complete the main floor. The entire upper level is a private sanctuary with a large primary bedroom, luxury 3pc ensuite with walk-in shower and walk-in closet. Completing the upper level is a bright and airy sitting area/office. The versatile lower level Includes a rec room with outdoor access, 3pc bath, and a yoga studio easily converted back into a 4th bedroom and flex space. This exceptional property features a sidewalk-free lot complemented by perennial gardens, two storage sheds, and a dedicated pad for a hot tub. The home is designed for convenience and ease, offering a one-and-a-half car garage, a carport, and additional parking for up to eight vehicles. Its prime location ensures you are just steps away from Cobourg Beach, Victoria Park, Donegan Park, and the vibrant local shops and restaurants of downtown. Furthermore, the residence provides seamless, easy access to both local amenities and the 401.

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Property Summary

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This detached home located at 215 Water Street, Cobourg is currently for sale and has been available for 198 days. This property is listed at $1,285,000 with an estimated mortgage of $4,277* per month. It has 3 beds, 4 bathrooms, and is 2000-2500 square feet. 215 Water Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

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Bedrooms
3 Bedrooms
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateJune 1, 2026
Sold price information is available to members only
AddedApr 30, 2026 (198 days ago)
UpdatedJun 1, 2026 (166 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Lepage Proalliance Realty

Property Details

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Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Hardboard
BasementSeparate Entrance, Finished, Full
Lot Size122.33 × 53.9 Feet
CountyNorthumberland
Annual Tax$8,734
Rental ItemsN/A
Legal DescriptionPT LT 12 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG; PT LT 13 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG PT 1 39R7682; S/T INTEREST IN NC247030 TOWN OF COBOURG

Parking & Garage

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Parking Total8.0
Parking Space7
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

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Property Features

  • Beach
  • Hospital
  • Lake Access
  • Marina
  • Park
  • School

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Central Vacuum
  • Water Heater Owned
  • Storage

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

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This property at 215 Water Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 215 Water Street, Cobourg, ON

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Q.What is the asking price for 215 Water Street, Cobourg, ON ?

The current listing price for 215 Water Street, Cobourg, ON in Cobourg, Cobourg is $1,285,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 215 Water Street, Cobourg, ON ?

215 Water Street, Cobourg, ON is a Detached (2-Storey) featuring a Separate Entrance, Finished, Full basement.

Q.What key property features does 215 Water Street, Cobourg, ON offer?

Key property features include: Beach, Hospital, Lake Access, Marina, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Central Vacuum, Water Heater Owned, Storage.

Q.What security features are installed at 215 Water Street, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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215 Water Street, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 215 Water Street, Cobourg, ON K9A 1R3

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Recently Sold
$1,285,000

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