Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and hardboard construction, this residence presents an exceptional opportunity offered at $1,285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Experience a sun-drenched, turn-key lifestyle in this custom Stalwood-built home . Perfectly positioned in a sought-after location, this one-owner property offers direct views of Lake Ontario through floor-to-ceiling windows. The open-concept main floor features 9ft ceilings with tray details, a gas fireplace, and a seamless flow from the kitchen to the dining and living areas. Step onto the elevated south- and west-facing deck to enjoy summer breezes off the water. Two well-appointed bedrooms, a 3pc bath with jet tub, a 2pc guest bath, and laundry room complete the main floor. The entire upper level is a private sanctuary with a large primary bedroom, luxury 3pc ensuite with walk-in shower and walk-in closet. Completing the upper level is a bright and airy sitting area/office. The versatile lower level Includes a rec room with outdoor access, 3pc bath, and a yoga studio easily converted back into a 4th bedroom and flex space. This exceptional property features a sidewalk-free lot complemented by perennial gardens, two storage sheds, and a dedicated pad for a hot tub. The home is designed for convenience and ease, offering a one-and-a-half car garage, a carport, and additional parking for up to eight vehicles. Its prime location ensures you are just steps away from Cobourg Beach, Victoria Park, Donegan Park, and the vibrant local shops and restaurants of downtown. Furthermore, the residence provides seamless, easy access to both local amenities and the 401.
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Beach, Hospital, Lake Access, Marina, Park, School
Air Exchanger, Auto Garage Door Remote, Central Vacuum, Water Heater Owned, Storage
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 215 Water Street, Cobourg, ON K9A 1R3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $1,285,000 in Cobourg, the legal minimum down payment is $257,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,175 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,175.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.