242 D'arcy Street, Unit 3, Cobourg, ON

$285,000
MLS#:X13624448
2 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
242 D'arcy Street 3, Cobourg, ON K9A 4A3

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Storage Area Lockers, Separate Hydro Meter
  • Efficient radiant heating via gas

Description

Welcome to this well maintained lower level condo in one of Cobourg's most sought after buildings, ideally situated in the desirable East end of town. Offering 2 spacious bedrooms, this move-in ready home has been freshly painted and features new laminate flooring and tasteful upgrades throughout, creating a bright and inviting space. Large windows fill the home with an abundance of natural light, enhancing the spacious and welcoming layout. Enjoy the convenience of low condo fees and access to a separate shared outdoor space, perfect for relaxing and enjoying the outdoors. Ideally located just steps from Cobourg's beautiful beach, marina, and vibrant downtown, you'll love being within walking distance of charming cafés, restaurants, shops, and all the amenities this picturesque lakeside town has to offer. Offering exceptional value in today's market, this spacious condo is perfect for first-time buyers, downsizers, retirees, or investors alike. Don't miss this fantastic opportunity to own in one of Cobourg's most desirable condo buildings and enjoy all that this wonderful lakeside community has to offer!

Upcoming Open Houses

Sunday, August 9, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 242 D'arcy Street, Cobourg is currently for sale and has been available on SousaSells for 6 days. This property is listed at $285,000 with an estimated mortgage of $949* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 242 D'arcy Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyNorthumberland
Annual Tax$2,403.09

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Beach
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Carpet Free
  • Storage Area Lockers
  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 242 D'arcy Street, Unit 3, Cobourg, ON

Q.What is the asking price for 242 D'arcy Street, Unit 3, Cobourg, ON ?

The current listing price for 242 D'arcy Street, Unit 3, Cobourg, ON in Cobourg, Cobourg is $285,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-799 sqft.

Q.What property type and architectural style is 242 D'arcy Street, Unit 3, Cobourg, ON ?

242 D'arcy Street, Unit 3, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 242 D'arcy Street, Unit 3, Cobourg, ON offer?

Key property features include: Beach, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage Area Lockers, Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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242 D'arcy Street, Unit 3, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 242 D'arcy Street 3, Cobourg, ON K9A 4A3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$85,500 (30.0%)
* Minimum Canadian down payment required for this price is $14,250.
Amortization Period30 Years
Estimated Monthly Payment$949Based on a loan of $199,500 over 30 years.
Purchase Price$285,000
Loan Amount$199,500
Provincial Land Transfer Tax:$2,750
Total Estimated Closing Taxes:$2,750

About Purchasing a Home in Cobourg, ON

For a property listed at $285,000 in Cobourg, the legal minimum down payment is $14,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,750 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,750.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.