243 Ruttan Terrace, Unit 6, Cobourg, ON
Property Highlights
Welcome to this remarkable Stacked Townhouse condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $419,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1000-1199 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
A beautifully renovated, open-concept condominium offering approximately 1,000 sq. ft. of comfortable living space. This inviting home features a walk-in foyer, two spacious bedrooms, a four-piece bathroom, and private in-suite laundry. Enjoy the convenience of an exclusive-use parking spot and a generous covered patio where barbecues are allowed. Ideally located with great access to parks, schools, the lake, and downtown Cobourg. With a low maintenance fee, this is a fantastic opportunity for first-time buyers, downsizers, or investors looking for a well-maintained property in a prime location.
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Property Summary
This townhouse located at 243 Ruttan Terrace, Cobourg is currently for sale and has been available on SousaSells for 504 days. This property is listed at $419,000 with an estimated mortgage of $1,395* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 243 Ruttan Terrace, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 243 Ruttan Terrace 406, Cobourg, ON K9A 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $419,000 in Cobourg, the legal minimum down payment is $20,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,855.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.