243 Ruttan Terrace, Cobourg, ON
Property Highlights
Welcome to this remarkable Stacked Townhouse condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $398,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 800-899 sqft
- 1.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This recently renovated condominium is an excellent opportunity to enter the world of home ownership, downsize or invest! Bright sunny unit with minimal stairs, large windows, 2 bedrooms, full bath and laundry, spacious private covered terrace with BBQ's allowed, designated parking. Renovated in 2023, including Updated Kitchen with hardwood floors, new counters, ceramic backsplash, and more. Brand New Wide Plank Hardwood and ceramic tile throughout. Freshly painted. New Lighting. Bright South facing windows, open concept living/dining, ample storage and a private location. Appliances Included, Gas Heat & Central Air, Built in 2006, Private Parking and Guest Parking, Quiet area, Just minutes to Downtown Cobourg, The Beach and Lake Ontario. Walk down the street to Lucas Point Park.
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Property Summary
This townhouse located at 243 Ruttan Terrace, Cobourg is currently for sale and has been available on SousaSells for 740 days. This property is listed at $398,990 with an estimated mortgage of $1,328* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 243 Ruttan Terrace, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 243 Ruttan Terrace 405, Cobourg, ON K9A 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $398,990 in Cobourg, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.